Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.9 to 0.9.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
GRANA from Mons, company number BE0431047412, closed financial year 2025 with a result of € 20,538 after tax. For that financial year GRANA recorded a gross margin of € 120,129 and equity of € 172,944. Compared with financial year 2024, the result moved from € 18,697 to € 20,538. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 172,944
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,538
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 40,262
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 110,944.
People and assets in 2025
0.9
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 56,183
▼ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 60,577
▲ 20% vs 2024
Of which on lease € 59,718.
Debts at end 2025
€ 59,188
▲ 22% vs 2024
€ 18,078 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 20,022
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,230
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 84,713 | € 114,441 | € 142,811 | € 120,129 | ▼ 16% |
| Profit after taxes | € -6,781 | € 11,250 | € 18,697 | € 20,538 | ▲ 10% |
| Equity | € 132,459 | € 133,709 | € 152,406 | € 172,944 | ▲ 13% |
| Total debts | € 80,004 | € 59,945 | € 130,352 | € 99,440 | ▼ 24% |
| Cash | € 45,291 | € 28,054 | € 56,888 | € 40,262 | ▼ 29% |
| Retained profit | € 70,459 | € 71,709 | € 90,406 | € 110,944 | ▲ 23% |
| Dividend | € 0 | € 5,000 | € 0 | € 0 | |
| Bank debt | € 40,145 | € 31,280 | € 48,329 | € 59,188 | ▲ 22% |
| Balance sheet total | € 212,463 | € 193,654 | € 282,758 | € 272,384 | ▼ 4% |
| Employees (FTE) | 3 | 2.9 | 1.8 | 0.9 | ▼ 0.9 |
Key figures of GRANA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GRANA?
What happened at GRANA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,538 (▲ 10% vs 2024). filed late Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,781 loss in 2022 to € 20,538 profit in 2025.
Paid € 48,193 in corporate taxes since 2022.
Best year ever: 2025, with € 20,538 profit.
On average € 79,300 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GRANA are Aldo ZAMBITO and Aza Markhieva.
Directors
According to the 2025 annual accounts
Aldo ZAMBITO
Managing director
Aza Markhieva
Director
Establishments
Establishment units
Physical locations of this company
Boulevard Président Kennedy 69
7000 Mons
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →AXIMA IMMO
€ 71,419 gross margin · 2025
TATIMMO
€ 59,739 gross margin · 2024
FIDUCIAIRE COMPTABLE DU HAINAUT
€ 435,292 gross margin · 2025
Bureau Comptable Mucciante François
€ 45,831 gross margin · 2025
PROAXIO
€ 149,419 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.047.412
- VAT number
- BE 0431.047.412
- Registered office
- Boulevard Président Kennedy 69, 7000 Mons
- Names & denominations
- GRANA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 1987
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
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