Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STEP CONSEIL from Liège, company number BE0430949224, closed financial year 2025 with a result of € -11,165 after tax. For that financial year STEP CONSEIL recorded a gross margin of € 1 million and equity of € 687,138. Compared with financial year 2024, the result moved from € -26,871 to € -11,165. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 687,138
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,165
▲ 58 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20,083
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
11.3
▲ 3.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 876,700
▲ 40% vs 2024
€ 77,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,168
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 58,678
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 144,283
▲ 72% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 851,773 | € 883,965 | € 808,459 | € 1,026,223 | ▲ 27% |
| Profit after taxes | € 73,984 | € 95,797 | € -26,871 | € -11,165 | ▲ € 15,706 |
| Equity | € 627,905 | € 737,590 | € 701,460 | € 687,138 | ▼ 2% |
| Total debts | € 1,122,111 | € 1,045,010 | € 663,056 | € 433,808 | ▼ 35% |
| Cash | € 96,902 | € 102,211 | € 68,705 | € 20,083 | ▼ 71% |
| Land & buildings | € 809,434 | € 742,419 | € 675,403 | € 608,387 | ▼ 10% |
| Retained profit | € 627,905 | € 723,703 | € 696,832 | € 685,667 | ▼ 2% |
| Balance sheet total | € 1,761,168 | € 1,895,484 | € 1,477,660 | € 1,270,947 | ▼ 14% |
| Employees (FTE) | 10.7 | 8.8 | 7.7 | 11.3 | ▲ 3.6 |
Key figures of STEP CONSEIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEP CONSEIL?
What happened at STEP CONSEIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ariane Debor stepped down as director. NBB
- Luc Pire stepped down as director. NBB
- Chrystelle Geenen stepped down as director. NBB
- Cécile Philipart stepped down as director. NBB
- Benoît Beuken stepped down as director. NBB
- Charlotte Moreau stepped down as director. NBB
- Delphine Stevens stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 11,165. Source: NBB ↗
In short
From € 73,984 profit in 2022 to € 11,165 loss in 2025.
Paid € 5,651 in corporate taxes since 2022.
Best year ever: 2023, with € 95,797 profit.
On average € 90,800 of value added per employee in 2025.
A new publication or filing at STEP CONSEIL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2011 · until 2026
Ariane Debor
Personne chargée de la gestion journalière
Also active at: Centre d'Accompagnement Liégeois vers l'Autonomie, STEP ACCOMPAGNEMENT, CIRCUITS PAYSANS
since 2025 · until 2029
since 2022 · until 2029
since 2024 · until 2029
Luc Etienne
Director
Also active at: Step métiers, STEP SERVICES, STEP CONSTRUCTION, STEP BY STEPPES
since 2011 · until 2025
Cécile Philipart
Director
since 2025 · until 2029
Benoît Beuken
Director
since 2025 · until 2029
Dominique Salée
Director
Also active at: Centre d'Accompagnement Liégeois vers l'Autonomie, STEP AUTONOMIES, STEP ACCOMPAGNEMENT, ALL SERVICES COMPAGNIE, STEP CONSTRUCTION, STEP BY STEPPES
since 2014 · until 2025
Charlotte Moreau
Director
Also active at: DAMNET, Imagine COOP, STEP ACCOMPAGNEMENT, STEP BY STEPPES
since 2022 · until 2029
Delphine Stevens
Managing director
Also active at: KALICOOP, STEP ACCOMPAGNEMENT, WALLCOOP, TARACOOP, CIRCUITS PAYSANS, STEP SERVICES, STEP BY STEPPES
since 2025 · until 2029
Benoit Drèze
Managing director
Also active at: Centre d'Accompagnement Liégeois vers l'Autonomie, Step métiers, KALICOOP, TARACOOP, STEP SERVICES, STEP CONSTRUCTION
since 2001 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue de Steppes 24
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →Step Connect
PRIX ROGER VANTHOURNOUT
KALICOOP same network
€ 631,770 gross margin · 2024
STEP ACCOMPAGNEMENT same network
€ 768,026 gross margin · 2025
AGES Administration et Gestion pour l'Economie Sociale
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.949.224
- VAT number
- BE 0430.949.224
- Registered office
- Rue de Steppes 24, 4000 Liège
- Names & denominations
- STEP CONSEIL · A.G.E.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 18 March 1986
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
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