Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SABCIA from Charleroi, company number BE0430930121, closed financial year 2025 with a result of € 129,431 after tax. For that financial year SABCIA recorded a gross margin of € 357,559 and equity of € 709,918. Compared with financial year 2024, the result moved from € -100,289 to € 129,431. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 709,918
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 129,431
▲ still € 100,289 loss in 2024
Profit after tax over the fiscal year.
€ 71,143
▲ € 53,462 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -120,526.
People and assets in 2025
€ 92,457
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,254
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 252,309
▼ 8% vs 2024
€ 23,426 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 3,376
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,036
▼ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 137,197 | € 131,956 | € 127,236 | € 357,559 | ▲ 181% |
| Profit after taxes | € -80,488 | € -77,871 | € -100,289 | € 129,431 | ▲ € 229,720 |
| Equity | € 758,647 | € 680,776 | € 580,487 | € 709,918 | ▲ 22% |
| Total debts | € 736,460 | € 731,194 | € 692,560 | € 559,506 | ▼ 19% |
| Cash | € 31,261 | € 24,469 | € 17,681 | € 71,143 | ▲ € 53,462 |
| Land & buildings | € 1,154,973 | € 1,108,206 | € 1,023,385 | € 958,756 | ▼ 6% |
| Retained profit | € -71,796 | € -149,667 | € -249,956 | € -120,526 | ▲ € 129,431 |
| Bank debt | € 320,064 | € 297,885 | € 275,312 | € 252,309 | ▼ 8% |
| Balance sheet total | € 1,522,633 | € 1,436,516 | € 1,295,892 | € 1,290,568 |
Key figures of SABCIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SABCIA?
What happened at SABCIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 129,431. Source: NBB ↗
- MARIE-HELENE DAGNELY became a director. NBB
- LUDIVINE LECOMTE became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 80,488 loss in 2022 to € 129,431 profit in 2025.
Best year ever: 2025, with € 129,431 profit.
A new publication or filing at SABCIA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SABCIA are MARIE-HELENE DAGNELY and LUDIVINE LECOMTE.
Directors
According to the 2025 annual accounts
MARIE-HELENE DAGNELY
Manager
since 2017
LUDIVINE LECOMTE
Manager
since 2017
Establishments
Establishment units
Physical locations of this company
Rue de Bayemont 132
6040 Charleroi
Rue Jacqmain Léopold 25
6040 Charleroi
Active since 6 May 1987
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.930.121
- VAT number
- BE 0430.930.121
- Registered office
- Rue de Bayemont 132, 6040 Charleroi
- Names & denominations
- SABCIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 1987
- Peppol
- Active · Active since 11 Mar 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen