Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERDIAL from Wavre, company number BE0430876869, closed financial year 2025 with a result of € 5,278 after tax. For that financial year VERDIAL recorded a gross margin of € 44,569 and equity of € 85,606. Compared with financial year 2024, the result moved from € -1,626 to € 5,278. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 85,606
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,278
▲ still € 1,626 loss in 2024
Profit after tax over the fiscal year.
€ 20
▲ € 15 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 66,856.
Debts at end 2025
€ 231,334
▼ 11% vs 2024
€ 32,251 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,983
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 113,278 | € 40,544 | € 46,584 | € 44,569 | ▼ 4% |
| Profit after taxes | € -35,968 | € -4,240 | € -1,626 | € 5,278 | ▲ € 6,904 |
| Equity | € 86,194 | € 81,954 | € 80,328 | € 85,606 | ▲ 7% |
| Total debts | € 329,404 | € 292,734 | € 266,779 | € 233,317 | ▼ 13% |
| Cash | € 3,001 | € 7 | € 5 | € 20 | ▲ € 15 |
| Land & buildings | € 207,334 | € 197,939 | € 188,543 | € 179,147 | ▼ 5% |
| Retained profit | € 67,444 | € 63,204 | € 61,578 | € 66,856 | ▲ 9% |
| Bank debt | € 300,553 | € 289,410 | € 260,440 | € 231,334 | ▼ 11% |
| Balance sheet total | € 415,597 | € 374,688 | € 347,107 | € 318,923 | ▼ 8% |
Key figures of VERDIAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERDIAL?
What happened at VERDIAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,278. filed late Source: NBB ↗
- Ester Lucia SPINA became a director. NBB
- Alfia LOVERDE became a director. NBB
- New establishment in Sint-Lambrechts-Woluwe. KBO
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,968 loss in 2022 to € 5,278 profit in 2025.
Best year ever: 2025, with € 5,278 profit.
Management
Behind VERDIAL are Ester Lucia SPINA and Alfia LOVERDE. Alfia LOVERDE is also behind ESEAL-MEDICAL.
Directors
According to the 2025 annual accounts
Ester Lucia SPINA
Administrateur
since 2022
since 2022
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain 43 box 1
1300 Wavre
Duindoorngalerij 13 box 63
1200 Sint-Lambrechts-Woluwe
Active since 9 March 1989
Rue de l'Aulnoye (G.) 1
7011 Mons
Active since 15 May 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.876.869
- VAT number
- BE 0430.876.869
- Registered office
- Chaussée de Louvain 43 bus 1, 1300 Wavre
- Names & denominations
- VERDIAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 1987
- Peppol
- Not registered