Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STARFLAM from De Panne, company number BE0430862221, closed financial year 2025 with a result of € -515,508 after tax. For that financial year STARFLAM recorded a gross margin of € 1.5 million and equity of € 671,289. Compared with financial year 2024, the result moved from € -33,335 to € -515,508. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2025.
€ 671,289
▼ 43% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -515,508
▼ 1446 % more loss than in 2024
Profit after tax over the fiscal year.
€ 69,985
▼ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 547,289.
People and assets in 2025
18.5
▲ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▲ 53% vs 2024
€ 88,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 434
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 781,936
▼ 3% vs 2024
€ 11,710 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 494,606
▲ 148% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 140,588
▼ 78% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,103,781 | € 1,186,080 | € 1,245,497 | € 1,521,399 | ▲ 22% |
| Profit after taxes | € 961 | € -58,238 | € -33,335 | € -515,508 | ▼ € 482,174 |
| Equity | € 1,278,371 | € 1,220,132 | € 1,186,798 | € 671,289 | ▼ 43% |
| Total debts | € 3,970,490 | € 2,471,476 | € 2,304,109 | € 2,244,012 | ▼ 3% |
| Cash | € 73,622 | € 130,415 | € 74,765 | € 69,985 | ▼ 6% |
| Retained profit | € 1,154,371 | € 1,096,132 | € 1,062,798 | € 547,289 | ▼ 49% |
| Bank debt | € 826,686 | € 815,229 | € 803,646 | € 781,936 | ▼ 3% |
| Balance sheet total | € 5,248,860 | € 3,691,608 | € 3,490,907 | € 2,915,301 | ▼ 16% |
| Employees (FTE) | 17.5 | 18 | 17.4 | 18.5 | ▲ 1.1 |
Key figures of STARFLAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to STARFLAM?
What happened at STARFLAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 515,508. Source: NBB ↗
- New establishment in Mouscron. KBO
- Bernard Cailliau became a director. NBB
- New establishment in De Panne. KBO
- Start of the company according to the CBE. KBO
In short
From € 961 profit in 2022 to € 515,508 loss in 2025.
Paid € 3,824 in corporate taxes since 2022.
Best year ever: 2022, with € 961 profit.
On average € 82,200 of value added per employee in 2025.
Management
Behind STARFLAM is Bernard Cailliau. Bernard Cailliau is also behind AFFAIRES CENTER and LOUIS & VACANCES.
Directors
According to the 2025 annual accounts
since 2009
Establishments
Establishment units
Physical locations of this company
Zwartenhoekstraat 2
8660 De Panne
Kanadezenlaan(D) 76
7711 Mouscron
Active since 19 June 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0430.862.221
- VAT number
- BE 0430.862.221
- Registered office
- Zwartenhoekstraat 2, 8660 De Panne
- Names & denominations
- STARFLAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 March 1987
- Peppol
- Active · Active since 27 Nov 2025
- Contact
- bernard-cailliau.be
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door andere energiebronnen dan elektriciteit
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwactiviteiten, neg
Bouw van sierschouwen en open haarden
Overige gespecialiseerde bouwwerkzaamheden
Metselwerk
Algemene bouw van residentiële gebouwen
Schrijnwerk
+2