Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Late annual account NBB
Fiscal year 2024 was filed 398 days after the legal deadline.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
JOS STUBBE from Lier, company number BE0430751858, closed financial year 2024 with a result of € 10,600 after tax. For that financial year JOS STUBBE recorded a gross margin of € 93,881 and equity of € 41,491. Compared with financial year 2023, the result moved from € 2,085 to € 10,600. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 2, 2026.
€ 41,491
▲ 34% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,600
▲ € 8,516 vs 2023
Profit after tax over the fiscal year.
€ 2,126
▲ 46% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -20,509.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 57,136
▲ 14% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,227
▲ 138% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 12,951
▼ 33% vs 2023
€ 6,126 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 5,371
▼ 57% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 69,327
▲ 45% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 85,130 | € 65,260 | € 64,397 | € 93,881 | ▲ 46% |
| Profit after taxes | € 25,380 | € 3,491 | € 2,085 | € 10,600 | ▲ € 8,516 |
| Equity | € 25,316 | € 28,807 | € 30,891 | € 41,491 | ▲ 34% |
| Total debts | € 71,329 | € 69,508 | € 83,269 | € 101,034 | ▲ 21% |
| Cash | € 4,842 | € 2,312 | € 1,452 | € 2,126 | ▲ 46% |
| Retained profit | € -36,684 | € -33,193 | € -31,109 | € -20,509 | ▲ € 10,600 |
| Bank debt | € 34,939 | € 27,214 | € 19,276 | € 12,951 | ▼ 33% |
| Balance sheet total | € 96,645 | € 98,315 | € 114,160 | € 142,526 | ▲ 25% |
Key figures of JOS STUBBE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to JOS STUBBE?
What happened at JOS STUBBE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 10,600 (▲ € 8,516 vs 2023). filed late Source: NBB ↗
- STEVEN STUBBE became a director. NBB
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,380 profit in 2021 to € 10,600 profit in 2024.
Paid € 35,878 in corporate taxes since 2021.
Best year ever: 2021, with € 25,380 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
STEVEN STUBBE
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Huibrechtstraat 1
2500 Lier
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.751.858
- VAT number
- BE 0430.751.858
- Registered office
- Huibrechtstraat 1, 2500 Lier
- Names & denominations
- JOS STUBBE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 1987
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten