Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINASSIM from Sint-Lambrechts-Woluwe, company number BE0430733547, closed financial year 2025 with a result of € -22,651 after tax. For that financial year FINASSIM recorded a gross margin of € 51,470 and equity of € -162,639. Compared with financial year 2024, the result moved from € -22,459 to € -22,651. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -162,639
▼ € 22,651 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,651
▼ 1 % more loss than in 2024
Profit after tax over the fiscal year.
€ 68,120
▲ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -559,604.
People and assets in 2025
€ 3,323
▼ 77% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 41,845
▼ 27% vs 2024
€ 15,416 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,266
▼ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 320
▲ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,907 | € 38,609 | € 52,787 | € 51,470 | ▼ 2% |
| Profit after taxes | € -26,028 | € -34,575 | € -22,459 | € -22,651 | ▼ € 192 |
| Equity | € -82,954 | € -117,529 | € -139,988 | € -162,639 | ▼ € 22,651 |
| Total debts | € 551,404 | € 579,966 | € 572,937 | € 567,213 | ▼ 1% |
| Cash | € 5,475 | € 18,717 | € 43,210 | € 68,120 | ▲ 58% |
| Land & buildings | € 503,078 | € 456,134 | € 410,930 | € 363,568 | ▼ 12% |
| Retained profit | € -479,920 | € -514,495 | € -536,954 | € -559,604 | ▼ € 22,651 |
| Bank debt | € 86,181 | € 71,714 | € 56,938 | € 41,845 | ▼ 27% |
| Balance sheet total | € 511,938 | € 504,297 | € 473,181 | € 443,177 | ▼ 6% |
Key figures of FINASSIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINASSIM?
What happened at FINASSIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,651. Source: NBB ↗
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,028 loss in 2022 to € 22,651 loss in 2025.
Paid € 1,057 in corporate taxes since 2022.
A new publication or filing at FINASSIM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINASSIM is Bernard DE MALEINGREAU.
Directors
According to the 2025 annual accounts
Bernard DE MALEINGREAU
Director
Establishments
Establishment units
Physical locations of this company
Roodebeeksteenweg 128
1200 Sint-Lambrechts-Woluwe
Schroeflaan 55
1150 Sint-Pieters-Woluwe
Active since 10 April 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →RENTINSUR
€ 558,949 revenue · 2025
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€ 16,654 gross margin · 2024
Marine de Thibault
€ 20,843 gross margin · 2025
DB INSURANCE
€ 26,099 revenue · 2025
Vereniging van mede-eigenaars van het gebouw te Sint-Lambrechts-Woluwe, Roodebeeksteenweg 128 en Théodor Decuyperstraat
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.733.547
- VAT number
- BE 0430.733.547
- Registered office
- Roodebeeksteenweg 128, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- FINASSIM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 1987
- Peppol
- Not registered