Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.V. CONSTRUCT from La Louvière, company number BE0430704546, closed financial year 2025 with a result of € 74,578 after tax. For that financial year J.V. CONSTRUCT recorded a gross margin of € 183,279 and equity of € 543,945. Compared with financial year 2024, the result moved from € 1,826 to € 74,578. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2026.
€ 543,945
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 74,578
▲ € 72,752 vs 2024
Profit after tax over the fiscal year.
€ 146,291
▲ 248% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 481,297.
Debts at end 2025
€ 2.4 million
▲ 63% vs 2024
Loans from banks and other lenders, long and short.
€ 360,886
▲ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,390
▲ € 21,385 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,809 | € -5,430 | € 64,029 | € 183,279 | ▲ 186% |
| Profit after taxes | € -34,482 | € -25,698 | € 1,826 | € 74,578 | ▲ € 72,752 |
| Equity | € 493,240 | € 467,542 | € 469,367 | € 543,945 | ▲ 16% |
| Total debts | € 86,159 | € 89,729 | € 1,648,462 | € 3,434,371 | ▲ 108% |
| Cash | € 29,095 | € 1,715 | € 41,983 | € 146,291 | ▲ 248% |
| Land & buildings | € 391,487 | € 369,775 | € 348,064 | € 326,596 | ▼ 6% |
| Retained profit | € 430,592 | € 404,894 | € 406,720 | € 481,297 | ▲ 18% |
| Bank debt | € 0 | € 0 | € 1,449,200 | € 2,358,800 | ▲ 63% |
| Balance sheet total | € 675,370 | € 651,013 | € 2,209,341 | € 4,037,515 | ▲ 83% |
Key figures of J.V. CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.V. CONSTRUCT?
What happened at J.V. CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 74,578 (▲ € 72,752 vs 2024). filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,482 loss in 2022 to € 74,578 profit in 2025.
Paid € 21,559 in corporate taxes since 2022.
Best year ever: 2025, with € 74,578 profit.
Establishments
Establishment units
Physical locations of this company
Rue Sous l'Haye(PIE) 35
7100 La Louvière
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.704.546
- VAT number
- BE 0430.704.546
- Registered office
- Rue Sous l'Haye(PIE) 35, 7100 La Louvière
- Names & denominations
- J.V. CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 1987
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen