Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 12.8 to 10.6.
Financials
Financial year 2025
MONSECOUR from Zottegem, company number BE0430663370, closed financial year 2025 with a result of € 160,547 after tax. For that financial year MONSECOUR recorded a gross margin of € 1.1 million and equity of € 958,097. Compared with financial year 2024, the result moved from € 139,934 to € 160,547. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 958,097
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 160,547
▲ 15% vs 2024
Profit after tax over the fiscal year.
€ 222,038
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 170,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
10.6
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 632,587
▼ 5% vs 2024
€ 59,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 120,161
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 756,083
▼ 16% vs 2024
€ 569,170 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 152,834
▲ 109% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,500
▲ 54% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,046,053 | € 1,061,998 | € 1,099,489 | € 1,070,903 | ▼ 3% |
| Profit after taxes | € 204,834 | € 109,470 | € 139,934 | € 160,547 | ▲ 15% |
| Equity | € 918,147 | € 927,617 | € 967,551 | € 958,097 | ▼ 1% |
| Total debts | € 1,436,832 | € 1,397,143 | € 1,116,307 | € 1,314,553 | ▲ 18% |
| Cash | € 612,604 | € 249,283 | € 308,331 | € 222,038 | ▼ 28% |
| Land & buildings | € 28,528 | € 22,094 | € 17,991 | € 14,098 | ▼ 22% |
| Retained profit | € 899,547 | € 909,017 | € 948,951 | € 939,497 | ▼ 1% |
| Dividend | € 75,000 | € 100,000 | € 100,000 | € 170,000 | ▲ 70% |
| Bank debt | € 1,069,378 | € 966,113 | € 902,482 | € 756,083 | ▼ 16% |
| Balance sheet total | € 2,354,979 | € 2,324,760 | € 2,083,858 | € 2,272,651 | ▲ 9% |
| Employees (FTE) | 14 | 12.8 | 11.1 | 10.6 | ▼ 0.5 |
Key figures of MONSECOUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONSECOUR?
What happened at MONSECOUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 160,547 (▲ 15% vs 2024). Source: NBB ↗
- New establishment in Zottegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 204,834 profit in 2022 to € 160,547 profit in 2025.
Paid € 243,040 in corporate taxes since 2022.
Best year ever: 2022, with € 204,834 profit.
On average € 101,000 of value added per employee in 2025.
Management
Behind MONSECOUR are Kristof Monsecour, Jo Monsecour and Joran Monsecour.
Directors
According to the 2025 annual accounts
Kristof Monsecour
Director
Jo Monsecour
Director
Joran Monsecour
Director
Establishments
Establishment units
Physical locations of this company
Kattenberg 22
9620 Zottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.663.370
- VAT number
- BE 0430.663.370
- Registered office
- Kattenberg 22, 9620 Zottegem
- Names & denominations
- MONSECOUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 1987
- Peppol
- Active · Active since 17 Sept 2025
- Activities · NACE
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