Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BernArt from Schelle, company number BE0430651888, closed financial year 2025 with a result of € 37,508 after tax. For that financial year BernArt recorded a gross margin of € 89,044 and equity of € 229,745. Compared with financial year 2024, the result moved from € 37,233 to € 37,508. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 229,745
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,508
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 39,339
▼ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 186,364.
People and assets in 2025
€ 1,005
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 205,375
▼ 14% vs 2024
€ 41,008 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,282
▼ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,706
▼ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 103,387 | € 97,631 | € 94,600 | € 89,044 | ▼ 6% |
| Profit after taxes | € 43,154 | € 38,408 | € 37,233 | € 37,508 | ▲ 1% |
| Equity | € 116,597 | € 155,005 | € 192,237 | € 229,745 | ▲ 20% |
| Total debts | € 334,057 | € 299,193 | € 253,069 | € 216,208 | ▼ 15% |
| Cash | € 55,125 | € 41,025 | € 42,207 | € 39,339 | ▼ 7% |
| Land & buildings | € 160,080 | € 160,080 | € 160,080 | € 160,080 | |
| Retained profit | € 73,216 | € 111,623 | € 148,856 | € 186,364 | ▲ 25% |
| Bank debt | € 321,506 | € 266,273 | € 239,315 | € 205,375 | ▼ 14% |
| Balance sheet total | € 450,654 | € 454,197 | € 445,306 | € 445,954 |
Key figures of BernArt, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BernArt?
What happened at BernArt in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 37,508 (▲ 1% vs 2024). Source: NBB ↗
- Elke MAST became a director. NBB
- Bernard Jr. VAN DYCK became a director. NBB
- New establishment in Schelle. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,154 profit in 2022 to € 37,508 profit in 2025.
Paid € 60,222 in corporate taxes since 2022.
Best year ever: 2022, with € 43,154 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BernArt are Bernard Jr. VAN DYCK and Elke MAST.
Directors
According to the 2025 annual accounts
Bernard Jr. VAN DYCK
Director
since 2002
Elke MAST
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Tolhuisstraat 70
2627 Schelle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.651.888
- VAT number
- BE 0430.651.888
- Registered office
- Tolhuisstraat 70, 2627 Schelle
- Names & denominations
- BernArt
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 1987
- Peppol
- Active · Active since 7 Apr 2025
- Activities · NACE
Organisatie van congressen en beurzen
De organisatie van diverse particuliere markten, inclusief rommelmarkten
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Overige detailhandel in nieuwe artikelen neg
Organisatie van salons, tentoonstellingen en beurzen
Verhuur van niet-residentiële gebouwen
Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.