Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOBILIERE SAGA from Mons, company number BE0430388703, closed financial year 2025 with a result of € 61,056 after tax. For that financial year IMMOBILIERE SAGA recorded a gross margin of € 116,893 and equity of € 590,758. Compared with financial year 2024, the result moved from € 65,824 to € 61,056. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 590,758
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 61,056
▼ 7% vs 2024
Profit after tax over the fiscal year.
€ 30,480
▲ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 56,151 paid out
92 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 52,014
▼ 33% vs 2024
Loans from banks and other lenders, long and short.
€ 756
▼ 73% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 98,048 | € 99,244 | € 123,582 | € 116,893 | ▼ 5% |
| Profit after taxes | € 48,433 | € 48,989 | € 65,824 | € 61,056 | ▼ 7% |
| Equity | € 471,040 | € 520,030 | € 585,853 | € 590,758 | ▲ 1% |
| Total debts | € 250,628 | € 184,132 | € 110,164 | € 117,509 | ▲ 7% |
| Cash | € 56,569 | € 19,885 | € 16,018 | € 30,480 | ▲ 90% |
| Land & buildings | € 182,112 | € 188,487 | € 185,777 | € 193,606 | ▲ 4% |
| Retained profit | € 283,735 | € 332,724 | € 398,548 | € 403,453 | ▲ 1% |
| Dividend | € 0 | € 0 | € 0 | € 56,151 | |
| Bank debt | € 138,663 | € 102,746 | € 77,985 | € 52,014 | ▼ 33% |
| Balance sheet total | € 721,668 | € 704,162 | € 696,017 | € 708,267 | ▲ 2% |
Key figures of IMMOBILIERE SAGA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOBILIERE SAGA?
What happened at IMMOBILIERE SAGA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 61,056 (▼ 7% vs 2024). Source: NBB ↗
- Nadia Gangai became a director. NBB
- Vincent Gangai became a director. NBB
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,433 profit in 2022 to € 61,056 profit in 2025.
Paid € 104,610 in corporate taxes since 2022.
Best year ever: 2024, with € 65,824 profit.
Paid out € 56,151 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMOBILIERE SAGA are Nadia Gangai and Vincent Gangai. It owns 87% of IMMO G.V itself.
Directors
According to the 2025 annual accounts
since 2022
since 2017
Establishments
Establishment units
Physical locations of this company
Chaussée de Binche 50
7000 Mons
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Bel'Italia
€ -12,711 gross margin · 2024
VIRTUOSE LAB
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OLIBO
€ 146,575 revenue · 2024
IMMO G.V. same network
€ 179,833 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.388.703
- VAT number
- BE 0430.388.703
- Registered office
- Chaussée de Binche 50, 7000 Mons
- Names & denominations
- IMMOBILIERE SAGA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 January 1987
- Peppol
- Active · Active since 10 Feb 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen