Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOS. SCHIFFER from Sankt Vith, company number BE0430373261, closed financial year 2025 with a result of € 42,428 after tax. For that financial year JOS. SCHIFFER recorded a gross margin of € 323,349 and equity of € 590,674. Compared with financial year 2024, the result moved from € 14,946 to € 42,428. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 590,674
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 42,428
▲ 184% vs 2024
Profit after tax over the fiscal year.
€ 60,476
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 23,753 paid out
56 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.5
Average over the fiscal year, from the social balance sheet.
€ 196,663
▲ 6% vs 2024
€ 56,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 53,159
▲ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 230,787
▼ 11% vs 2024
€ 22,231 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,180
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,006
▲ 30% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 310,591 | € 319,028 | € 296,505 | € 323,349 | ▲ 9% |
| Profit after taxes | € 38,159 | € 31,028 | € 14,946 | € 42,428 | ▲ 184% |
| Equity | € 565,783 | € 600,090 | € 576,809 | € 590,674 | ▲ 2% |
| Total debts | € 440,303 | € 362,383 | € 336,145 | € 280,239 | ▼ 17% |
| Cash | € 54,900 | € 94,943 | € 131,786 | € 60,476 | ▼ 54% |
| Land & buildings | € 148,853 | € 138,604 | € 125,734 | € 115,539 | ▼ 8% |
| Retained profit | € 520,659 | € 551,687 | € 528,735 | € 547,410 | ▲ 4% |
| Dividend | € 0 | € 0 | € 37,897 | € 23,753 | ▼ 37% |
| Bank debt | € 373,442 | € 333,455 | € 258,154 | € 230,787 | ▼ 11% |
| Balance sheet total | € 1,008,318 | € 964,437 | € 914,651 | € 872,381 | ▼ 5% |
| Employees (FTE) | 3.5 | 3.5 | 3.5 | 3.5 |
Key figures of JOS. SCHIFFER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOS. SCHIFFER?
What happened at JOS. SCHIFFER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 42,428 (▲ 184% vs 2024). filed late Source: NBB ↗
- Joseph SCHIFFER became a director. NBB
- New establishment in Sankt Vith. KBO
- Gregor SCHIFFER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 38,159 profit in 2022 to € 42,428 profit in 2025.
Paid € 39,856 in corporate taxes since 2022.
Best year ever: 2025, with € 42,428 profit.
On average € 92,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JOS. SCHIFFER are Gregor SCHIFFER and Joseph SCHIFFER.
Directors
According to the 2025 annual accounts
Gregor SCHIFFER
Manager
since 1987
Joseph SCHIFFER
Manager
since 2018
Establishments
Establishment units
Physical locations of this company
Friedensstrasse 23
4780 Sankt Vith
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.373.261
- VAT number
- BE 0430.373.261
- Registered office
- Friedensstrasse 23, 4780 Sankt Vith
- Names & denominations
- JOS. SCHIFFER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1987
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
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