Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
KARDIAM from Antwerpen, company number BE0430033662, closed financial year 2024 with a result of € -27,949 after tax. For that financial year KARDIAM recorded a gross margin of € -25,381 and equity of € -696,048. Compared with financial year 2023, the result moved from € -88,691 to € -27,949. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2025.
€ -696,048
▼ € 27,949 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,949
▲ 68 % less loss than in 2023
Profit after tax over the fiscal year.
€ 49,182
▲ 1% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.8 million.
People and assets in 2024
€ 417
▼ 10% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 4.5 million
▲ 1% vs 2023
€ 4,008 is repaid this year. At this pace the long-term loan is gone in ≈ 874 years.
€ 5.7 million
▲ 6% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -360,223 | € 317,274 | € -232,527 | € -25,381 | ▲ € 207,146 |
| Profit after taxes | € 55,804 | € 30,037 | € -88,691 | € -27,949 | ▲ € 60,742 |
| Equity | € -609,445 | € -579,408 | € -668,099 | € -696,048 | ▼ € 27,949 |
| Total debts | € 9,706,507 | € 10,089,120 | € 9,867,045 | € 10,340,683 | ▲ 5% |
| Cash | € 59,068 | € 55,196 | € 48,562 | € 49,182 | ▲ 1% |
| Land & buildings | € 1,262,356 | € 1,246,914 | € 1,231,443 | € 1,224,939 | ▼ 1% |
| Retained profit | € -1,754,332 | € -1,724,295 | € -1,812,986 | € -1,840,936 | ▼ € 27,949 |
| Bank debt | € 4,448,969 | € 4,507,442 | € 4,472,571 | € 4,534,196 | ▲ 1% |
| Balance sheet total | € 9,097,062 | € 9,509,712 | € 9,198,946 | € 9,644,634 | ▲ 5% |
Key figures of KARDIAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to KARDIAM?
What happened at KARDIAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 27,949. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,804 profit in 2021 to € 27,949 loss in 2024.
Best year ever: 2021, with € 55,804 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KARDIAM are DAN AZOUMI ABDOUL KARIM and MAHAMAT ABOUBAKAR.
Directors
According to the 2024 annual accounts
DAN AZOUMI ABDOUL KARIM
Director
MAHAMAT ABOUBAKAR
Director
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 30
2018 Antwerpen
Hoveniersstraat 30 box 145
2018 Antwerpen
Active since 9 January 1987
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.033.662
- VAT number
- BE 0430.033.662
- Registered office
- Hoveniersstraat 30, 2018 Antwerpen
- Names & denominations
- KARDIAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 1986
- Peppol
- Active · Active since 9 Sept 2025
- Activities · NACE
Groothandel in diamant en andere edelstenen
Groothandel in diamant