Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Pannadiam from Antwerpen, company number BE0429946560, closed financial year 2025 with a result of € -163,630 after tax. For that financial year Pannadiam recorded a gross margin of € -132,040 and equity of € 331,523. Compared with financial year 2024, the result moved from € 144,655 to € -163,630. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 331,523
▼ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -163,630
▼ still € 144,655 profit in 2024
Profit after tax over the fiscal year.
€ 1,849
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 312,923.
People and assets in 2025
€ 33,311
▼ 35% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 67,514
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 106,731
▲ 76% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -7,251 | € 254,545 | € 203,519 | € -132,040 | ▼ € 335,559 |
| Profit after taxes | € -1,196 | € 234,474 | € 144,655 | € -163,630 | ▼ € 308,285 |
| Equity | € 116,024 | € 350,497 | € 495,153 | € 331,523 | ▼ 33% |
| Total debts | € 46,558 | € 241,176 | € 139,542 | € 175,508 | ▲ 26% |
| Cash | € 2,719 | € 5,378 | € 2,471 | € 1,849 | ▼ 25% |
| Retained profit | € 97,424 | € 331,897 | € 476,553 | € 312,923 | ▼ 34% |
| Balance sheet total | € 162,582 | € 591,673 | € 634,695 | € 507,031 | ▼ 20% |
Key figures of Pannadiam, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pannadiam?
What happened at Pannadiam in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 163,630 (▼ € 308,285 vs 2024). Source: NBB ↗
- Hassan OSSAILY became a director. NBB
- Jawad Ossaily became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,196 loss in 2022 to € 163,630 loss in 2025.
Paid € 4,745 in corporate taxes since 2022.
Best year ever: 2023, with € 234,474 profit.
A new publication or filing at Pannadiam? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pannadiam are Jawad Ossaily and Hassan OSSAILY.
Directors
According to the 2025 annual accounts
Jawad Ossaily
Director
since 2023
Hassan OSSAILY
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 2 box 403
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →ANTWERPSCHE DIAMANTKRING
€ 152,703 gross margin · 2025
ANTWERP DIAMOND SALES
€ -4,389 gross margin · 2025
FRAVEX
€ 33,969 gross margin · 2025
Diacem
€ 44,577 gross margin · 2025
DHV
€ 352,477 gross margin · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.946.560
- VAT number
- BE 0429.946.560
- Registered office
- Hoveniersstraat 2 bus 403, 2018 Antwerpen
- Names & denominations
- Pannadiam
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 1986
- Peppol
- Active · Active since 2 Aug 2024
- Activities · NACE
Groothandel in diamant en andere edelstenen
Groothandel in diamant