Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Busy address KBO
14 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STEPHANO IMMO from Elsene, company number BE0429785323, closed financial year 2025 with a result of € 279,655 after tax. For that financial year STEPHANO IMMO recorded a gross margin of € 3.3 million and equity of € -3.7 million. Compared with financial year 2024, the result moved from € -191,404 to € 279,655. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -3.7 million
▲ € 279,655 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 279,655
▲ still € 191,404 loss in 2024
Profit after tax over the fiscal year.
€ 1.5 million
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -4 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 80,318
▼ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 45.1 million
▼ 3% vs 2024
€ 1.6 million is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
€ 1 million
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 103,269
▲ 83% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,469,228 | € 2,724,784 | € 3,132,290 | € 3,265,356 | ▲ 4% |
| Profit after taxes | € -804,791 | € -431,483 | € -191,404 | € 279,655 | ▲ € 471,058 |
| Equity | € -3,312,207 | € -3,743,690 | € -3,935,093 | € -3,655,439 | ▲ € 279,655 |
| Total debts | € 53,135,142 | € 51,858,775 | € 49,800,375 | € 48,666,852 | ▼ 2% |
| Cash | € 4,822,766 | € 2,752,007 | € 1,249,005 | € 1,520,445 | ▲ 22% |
| Land & buildings | € 4,532,635 | € 4,532,635 | € 4,532,635 | € 4,532,635 | |
| Retained profit | € -3,618,282 | € -4,049,765 | € -4,241,169 | € -3,961,514 | ▲ € 279,655 |
| Bank debt | € 50,544,885 | € 48,204,219 | € 46,701,871 | € 45,127,368 | ▼ 3% |
| Balance sheet total | € 49,868,593 | € 48,158,841 | € 45,907,136 | € 45,051,366 | ▼ 2% |
Key figures of STEPHANO IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEPHANO IMMO?
What happened at STEPHANO IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 279,655. Source: NBB ↗
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 804,791 loss in 2022 to € 279,655 profit in 2025.
Best year ever: 2025, with € 279,655 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPHANO IMMO is LUBPINVEST SA. LUBPINVEST SA is also behind SARLY, Botarogiercenter and BASIMMO.
Directors
According to the 2025 annual accounts
LUBPINVEST SA
Director · represented by Stéphane Dykman
Also active at: SARLY, Botarogiercenter, BASIMMO
Establishments
Establishment units
Physical locations of this company
Stefaniaplein 6
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 14 companies are registered at this address.
All companies at this address →Voorzorgskas voor de Mijnwerkers
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€ 4,060 gross margin · 2025
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€ 651,131 gross margin · 2025
WINTERFELDT
€ 110,424 gross margin · 2025
+9 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.785.323
- VAT number
- BE 0429.785.323
- Registered office
- Stefaniaplein 6, 1050 Elsene
- Names & denominations
- STEPHANO IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 October 1986
- Peppol
- Active · Active since 5 Sept 2025
- Activities · NACE
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Literaire creatie
Organisatie van congressen en beurzen
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Handel in eigen onroerend goed
Detailhandel in antiquiteiten
Overige zakelijke dienstverlening, neg
+4