Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO - RAMA from Maasmechelen, company number BE0429600528, closed financial year 2025 with a result of € 228,257 after tax. For that financial year IMMO - RAMA recorded a gross margin of € 478,183 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 99,998 to € 228,257. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 1.6 million
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 228,257
▲ 128% vs 2024
Profit after tax over the fiscal year.
€ 344,854
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.6 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 7,588
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 225,262
▼ 18% vs 2024
€ 48,564 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 28,865
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,272
▲ 195% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 249,854 | € 334,519 | € 350,898 | € 478,183 | ▲ 36% |
| Profit after taxes | € 68,002 | € 215,392 | € 99,998 | € 228,257 | ▲ 128% |
| Equity | € 1,072,526 | € 1,287,918 | € 1,387,916 | € 1,616,173 | ▲ 16% |
| Total debts | € 1,426,937 | € 1,093,747 | € 1,045,277 | € 1,105,780 | ▲ 6% |
| Cash | € 171,171 | € 675,740 | € 330,664 | € 344,854 | ▲ 4% |
| Land & buildings | € 1,518,879 | € 1,188,915 | € 1,136,150 | € 1,071,720 | ▼ 6% |
| Retained profit | € 1,053,926 | € 1,269,318 | € 1,369,316 | € 1,597,573 | ▲ 17% |
| Bank debt | € 576,500 | € 324,865 | € 275,553 | € 225,262 | ▼ 18% |
| Balance sheet total | € 2,499,463 | € 2,381,665 | € 2,433,193 | € 2,721,954 | ▲ 12% |
Key figures of IMMO - RAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO - RAMA?
What happened at IMMO - RAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 228,257 (▲ 128% vs 2024). Source: NBB ↗
- PAUL OPDENACKER became a director. NBB
- WILLY SCHEPERS became a director. NBB
- New establishment in Maasmechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 68,002 profit in 2022 to € 228,257 profit in 2025.
Paid € 249,233 in corporate taxes since 2022.
Best year ever: 2025, with € 228,257 profit.
Management
Behind IMMO - RAMA are PAUL OPDENACKER and WILLY SCHEPERS. PAUL OPDENACKER is also behind ROLMA RAMA.
Directors
According to the 2025 annual accounts
since 2003
WILLY SCHEPERS
Director
since 2003
Establishments
Establishment units
Physical locations of this company
Scheepstraat(M) 6
3630 Maasmechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.600.528
- VAT number
- BE 0429.600.528
- Registered office
- Scheepstraat(M) 6, 3630 Maasmechelen
- Names & denominations
- IMMO - RAMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 1986
- Peppol
- Active · Active since 13 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Overige zakelijke dienstverlening, neg