Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 1.6 to 1.
Financials
Financial year 2025
WyR INSURANCE from Sint-Lambrechts-Woluwe, company number BE0429372775, closed financial year 2025 with a result of € 1,299 after tax. For that financial year WyR INSURANCE recorded a gross margin of € 62,344 and equity of € 322,100. Compared with financial year 2024, the result moved from € 669 to € 1,299. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 322,100
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,299
▲ 94% vs 2024
Profit after tax over the fiscal year.
€ 30,249
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 313,734.
People and assets in 2025
1
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 60,247
▲ 1% vs 2024
€ 60,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,359
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 39,823
▼ 56% vs 2024
€ 17,645 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,353
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,118
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 101,180 | € 269,702 | € 19,651 | € 62,344 | ▲ 217% |
| Profit after taxes | € 24,325 | € 143,720 | € 669 | € 1,299 | ▲ 94% |
| Equity | € 176,412 | € 320,132 | € 320,801 | € 322,100 | |
| Total debts | € 147,472 | € 211,807 | € 110,022 | € 59,294 | ▼ 46% |
| Cash | € 9,232 | € 109,072 | € 61,159 | € 30,249 | ▼ 51% |
| Retained profit | € 168,046 | € 311,766 | € 312,435 | € 313,734 | |
| Bank debt | € 103,824 | € 64,171 | € 89,754 | € 39,823 | ▼ 56% |
| Balance sheet total | € 323,884 | € 531,939 | € 430,823 | € 381,394 | ▼ 11% |
| Employees (FTE) | 1.4 | 1.6 | 1.2 | 1 | ▼ 0.2 |
Key figures of WyR INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to WyR INSURANCE?
What happened at WyR INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,299 (▲ 94% vs 2024). Source: NBB ↗
- Patrick WAYEMBERCG became a director. NBB
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,325 profit in 2022 to € 1,299 profit in 2025.
Paid € 69,778 in corporate taxes since 2022.
Best year ever: 2023, with € 143,720 profit.
On average € 62,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind WyR INSURANCE is Patrick WAYEMBERCG. It owns 100% of ASSURANCES ANNE CHARLENT itself.
Directors
According to the 2025 annual accounts
since 2006
Establishments
Establishment units
Physical locations of this company
Staartmolenslaan 6 box 4
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.372.775
- VAT number
- BE 0429.372.775
- Registered office
- Staartmolenslaan 6 bus 4, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- WyR INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1986
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige reiniging van gebouwen; industriële reiniging
Industriële reiniging