Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 4.9 to 4.2.
Financials
Financial year 2025
Groupe GVA-BC Assurances from Vielsalm, company number BE0429276072, closed financial year 2025 with a result of € -20,707 after tax. For that financial year Groupe GVA-BC Assurances recorded a gross margin of € 294,959 and equity of € 962,385. Compared with financial year 2024, the result moved from € 16,622 to € -20,707. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.
€ 962,385
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,707
▼ still € 16,622 profit in 2024
Profit after tax over the fiscal year.
€ 400,129
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 44,765.
People and assets in 2025
4.2
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 284,605
▲ 5% vs 2024
€ 67,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,654
▲ 61% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 63,791
Supplier invoices still open on the last day of the fiscal year.
€ 50,036
▼ 45% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 739,966 | € 754,680 | € 786,258 | - | |
| Gross margin | - | - | - | € 294,959 | |
| Profit after taxes | € 6,581 | € 15,582 | € 16,622 | € -20,707 | ▼ € 37,329 |
| Equity | € 950,887 | € 966,469 | € 983,091 | € 962,385 | ▼ 2% |
| Total debts | € 126,714 | € 143,045 | € 172,662 | € 137,601 | ▼ 20% |
| Cash | € 431,842 | € 494,889 | € 480,506 | € 400,129 | ▼ 17% |
| Land & buildings | € 398,543 | € 382,380 | € 366,217 | € 350,055 | ▼ 4% |
| Retained profit | € 33,268 | € 48,850 | € 65,472 | € 44,765 | ▼ 32% |
| Bank debt | € 3,004 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,077,601 | € 1,109,514 | € 1,155,754 | € 1,099,986 | ▼ 5% |
| Employees (FTE) | 5.6 | 4.9 | 4.6 | 4.2 | ▼ 0.4 |
Key figures of Groupe GVA-BC Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Groupe GVA-BC Assurances?
What happened at Groupe GVA-BC Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,707 (▼ € 37,329 vs 2024). filed late Source: NBB ↗
- Yves Poullet stepped down as director. NBB
- Pascal Godefroid stepped down as director. NBB
- Neil Snyman stepped down as director. NBB
- Didier Hennet stepped down as director. NBB
- Neil Snyman became a director. NBB
- Yves Poullet became a director. NBB
- Pascal Godefroid became a director. NBB
In short
From € 6,581 profit in 2022 to € 20,707 loss in 2025.
Paid € 42,980 in corporate taxes since 2022.
Best year ever: 2024, with € 16,622 profit.
On average € 70,200 of value added per employee in 2025.
A new publication or filing at Groupe GVA-BC Assurances? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by ATHORA BELGIUM S.A. (100%).
Directors
According to the 2025 annual accounts
Yves Poullet
Director
since 2023 · until 2026
Pascal Godefroid
Managing director
since 2023 · until 2026
Neil Snyman
Director
since 2024 · until 2026
Didier Hennet
Managing director
since 2023 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place de Salm 3/OC
6690 Vielsalm
Place de Salm 3 box 0C
6690 Vielsalm
Active since 10 July 1986
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.276.072
- VAT number
- BE 0429.276.072
- Registered office
- Place de Salm 3/OC, 6690 Vielsalm
- Names & denominations
- Groupe GVA-BC Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1986
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten