Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
HAVO from Wielsbeke, company number BE0429123248, closed financial year 2025 with a result of € -9,173 after tax. For that financial year HAVO recorded a gross margin of € 1,378 and equity of € 37,509. Compared with financial year 2024, the result moved from € -265 to € -9,173. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 23, 2026.
€ 37,509
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,173
▼ 3366 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,214
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 6,522.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 26,813
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,772
▲ € 7,496 vs 2024
Loans from banks and other lenders, long and short.
€ 110
▼ 57% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,893 | € 19,489 | € 12,232 | € 1,378 | ▼ 89% |
| Profit after taxes | € 16,150 | € 12,150 | € -265 | € -9,173 | ▼ € 8,908 |
| Equity | € 34,796 | € 46,946 | € 46,682 | € 37,509 | ▼ 20% |
| Total debts | € 7,809 | € 15,285 | € 8,431 | € 11,518 | ▲ 37% |
| Cash | € 32,160 | € 6,766 | € 6,837 | € 1,214 | ▼ 82% |
| Land & buildings | - | - | € 3,184 | € 2,437 | ▼ 23% |
| Retained profit | € 3,809 | € 15,960 | € 15,695 | € 6,522 | ▼ 58% |
| Bank debt | € 0 | € 0 | € 276 | € 7,772 | ▲ € 7,496 |
| Balance sheet total | € 42,605 | € 62,232 | € 55,113 | € 49,026 | ▼ 11% |
Key figures of HAVO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to HAVO?
What happened at HAVO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,173. filed late Source: NBB ↗
- New establishment in Wielsbeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,150 profit in 2022 to € 9,173 loss in 2025.
Paid € 4,167 in corporate taxes since 2022.
Best year ever: 2022, with € 16,150 profit.
Management
Behind HAVO is FRANK MARIJSSE.
Directors
According to the 2025 annual accounts
FRANK MARIJSSE
Manager
Establishments
Establishment units
Physical locations of this company
Loverstraat(S.B.V.) 55
8710 Wielsbeke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.123.248
- VAT number
- BE 0429.123.248
- Registered office
- Loverstraat(S.B.V.) 55, 8710 Wielsbeke
- Names & denominations
- HAVO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 July 1986
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen