Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 6.6 to 0.2.
Financials
Financial year 2025
Kantoor Pauwels-Maes from Torhout, company number BE0429001603, closed financial year 2025 with a result of € 5,571 after tax. For that financial year Kantoor Pauwels-Maes recorded a gross margin of € 57,922 and equity of € 74,571. Compared with financial year 2024, the result moved from € -392 to € 5,571. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 74,571
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,571
▲ still € 392 loss in 2024
Profit after tax over the fiscal year.
€ 1.1 million
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 37,071.
People and assets in 2025
0.2
▼ 3.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 6,965
▼ 97% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 631
▼ 92% vs 2024
Loans from banks and other lenders, long and short.
€ 1.3 million
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 636,659 | € 594,594 | € 317,575 | € 57,922 | ▼ 82% |
| Profit after taxes | € -6,718 | € 34,860 | € -392 | € 5,571 | ▲ € 5,963 |
| Equity | € 34,532 | € 69,392 | € 69,000 | € 74,571 | ▲ 8% |
| Total debts | € 1,155,531 | € 852,311 | € 1,588,383 | € 1,388,589 | ▼ 13% |
| Cash | € 777,226 | € 575,090 | € 1,380,680 | € 1,145,391 | ▼ 17% |
| Land & buildings | € 30,792 | € 19,569 | € 18,345 | € 17,121 | ▼ 7% |
| Retained profit | € -2,968 | € 31,892 | € 31,500 | € 37,071 | ▲ 18% |
| Bank debt | € 23,175 | € 15,695 | € 8,181 | € 631 | ▼ 92% |
| Balance sheet total | € 1,190,063 | € 921,703 | € 1,657,383 | € 1,463,160 | ▼ 12% |
| Employees (FTE) | 8.6 | 6.6 | 3.9 | 0.2 | ▼ 3.7 |
Key figures of Kantoor Pauwels-Maes, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Kantoor Pauwels-Maes?
What happened at Kantoor Pauwels-Maes in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,571. Source: NBB ↗
- Vyva BV became a director. NBB
- Clemax BV became a director. NBB
- Cyludor BV became a director. NBB
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,718 loss in 2022 to € 5,571 profit in 2025.
Paid € 38,731 in corporate taxes since 2022.
Best year ever: 2023, with € 34,860 profit.
On average € 81,400 of value added per employee in 2024.
A new publication or filing at Kantoor Pauwels-Maes? We notify you, reason included.
Follow Kantoor Pauwels-MaesDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Q & O VERZEKERINGEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Kantoor Pauwels-MaesBehind Kantoor Pauwels-Maes are Vyva BV, Clemax BV and Cyludor BV. The shares are held by Q & O VERZEKERINGEN (100%).
Directors
According to the 2025 annual accounts
since 2022
Manager · represented by Stefanie Clement
Also active at: Q & O VERZEKERINGEN, BLOMME KOEN
since 2022
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Langepijpestraat 58
8820 Torhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.001.603
- VAT number
- BE 0429.001.603
- Registered office
- Langepijpestraat 58, 8820 Torhout
- Names & denominations
- Kantoor Pauwels-Maes
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1986
- Peppol
- Active · Active since 4 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars