What does CERAMIC-DECOR do?

CERAMIC-DECOR is a DIY store in Fernelmont. Private Limited, started on 1 April 1986, 2 establishments.

What is the address of CERAMIC-DECOR?

The registered office of CERAMIC-DECOR is located at Rue de la Gohiette, Hempt. 70, 5380 Fernelmont.

Is CERAMIC-DECOR still active?

Yes. According to the CBE (30 October 2026) CERAMIC-DECOR is active, legal situation “Normale toestand”, started on 1 April 1986.

Is CERAMIC-DECOR registered on Peppol?

Yes, CERAMIC-DECOR is registered on the Peppol network with ID 0208:0428979629.

What is the enterprise number of CERAMIC-DECOR?

The enterprise number of CERAMIC-DECOR is BE0428979629.

When was CERAMIC-DECOR founded?

CERAMIC-DECOR was founded on 1 April 1986.

Who are the directors of CERAMIC-DECOR?

According to the 2025 annual accounts, the directors of CERAMIC-DECOR are: Benoît DEMEUSE, Joseph DEMEUSE.

Is CERAMIC-DECOR a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 April 1986; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did CERAMIC-DECOR make in 2025?

CERAMIC-DECOR recorded a loss after taxes of € 33,031 in financial year 2025.

What is the revenue of CERAMIC-DECOR?

As a small company, CERAMIC-DECOR is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 142,621.

How much does an employee at CERAMIC-DECOR earn?

The average wage cost per full-time employee at CERAMIC-DECOR was € 51,400 in 2025: staff costs of € 113,060 for 2.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CERAMIC-DECOR have?

According to the 2025 annual accounts, CERAMIC-DECOR has 2.2 full-time equivalents (FTE).

CERAMIC-DECOR (Private Limited) - Fernelmont

Dossier CERAMIC-DECOR, printed on 30 October 2026 from databakkes.be/en/0428979629/ceramic-decor. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Shrinking team NBB

FTE fell two years in a row, from 3 to 2.2.

Financials

Financial year 2025

CERAMIC-DECOR from Fernelmont, company number BE0428979629, closed financial year 2025 with a result of € -33,031 after tax. For that financial year CERAMIC-DECOR recorded a gross margin of € 142,621 and equity of € -21,495. Compared with financial year 2024, the result moved from € -55,404 to € -33,031. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.

What it is worth Caution

€ -21,495

▼ € 33,031 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -33,031

▲ 40 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 4,441

▼ 58% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -51,242.

People and assets in 2025

Full-time equivalents

2.2

▼ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 113,060

▼ 5% vs 2024

€ 51,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 6,337

▼ 43% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 84,649

▼ 28% vs 2024

€ 29,448 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 157,774

▲ 3% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 89,313

▲ 54% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 263,021 Gross margin 2022: € 263,021 First fiscal year in the series	€ 163,908 Gross margin 2023: € 163,908 ▼ 38% vs 2022 (€ 263,021) Unfavourable step	€ 115,374 Gross margin 2024: € 115,374 ▼ 30% vs 2023 (€ 163,908) Unfavourable step	€ 142,621 Gross margin 2025: € 142,621 ▲ 24% vs 2024 (€ 115,374) Favourable step	▲ 24%
Profit after taxes	€ 40,520 Profit after taxes 2022: € 40,520 First fiscal year in the series	€ -30,634 Profit after taxes 2023: € -30,634 ▼ € 71,154 vs 2022 (€ 40,520) Unfavourable step	€ -55,404 Profit after taxes 2024: € -55,404 ▼ € 24,770 vs 2023 (€ -30,634) Unfavourable step	€ -33,031 Profit after taxes 2025: € -33,031 ▲ € 22,372 vs 2024 (€ -55,404) Favourable step	▲ € 22,372
Equity	€ 97,574 Equity 2022: € 97,574 First fiscal year in the series	€ 66,940 Equity 2023: € 66,940 ▼ 31% vs 2022 (€ 97,574) Unfavourable step	€ 11,537 Equity 2024: € 11,537 ▼ 83% vs 2023 (€ 66,940) Unfavourable step	€ -21,495 Equity 2025: € -21,495 ▼ € 33,031 vs 2024 (€ 11,537) Unfavourable step	▼ € 33,031
Total debts	€ 422,500 Total debts 2022: € 422,500 First fiscal year in the series	€ 361,679 Total debts 2023: € 361,679 ▼ 14% vs 2022 (€ 422,500) Favourable step	€ 368,449 Total debts 2024: € 368,449 ▲ 2% vs 2023 (€ 361,679) Unfavourable step	€ 365,469 Total debts 2025: € 365,469 ▼ 1% vs 2024 (€ 368,449) Favourable step	▼ 1%
Cash	€ 45,538 Cash 2022: € 45,538 First fiscal year in the series	-	€ 10,452 Cash 2024: € 10,452 First fiscal year in the series	€ 4,441 Cash 2025: € 4,441 ▼ 58% vs 2024 (€ 10,452) Unfavourable step	▼ 58%
Retained profit	€ 67,827 Retained profit 2022: € 67,827 First fiscal year in the series	€ 37,193 Retained profit 2023: € 37,193 ▼ 45% vs 2022 (€ 67,827) Unfavourable step	€ -18,211 Retained profit 2024: € -18,211 ▼ € 55,404 vs 2023 (€ 37,193) Unfavourable step	€ -51,242 Retained profit 2025: € -51,242 ▼ € 33,031 vs 2024 (€ -18,211) Unfavourable step	▼ € 33,031
Dividend	€ 15,000 Dividend 2022: € 15,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 15,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 141,728 Bank debt 2022: € 141,728 First fiscal year in the series	€ 108,259 Bank debt 2023: € 108,259 ▼ 24% vs 2022 (€ 141,728) Favourable step	€ 117,111 Bank debt 2024: € 117,111 ▲ 8% vs 2023 (€ 108,259) Unfavourable step	€ 84,649 Bank debt 2025: € 84,649 ▼ 28% vs 2024 (€ 117,111) Favourable step	▼ 28%
Balance sheet total	€ 520,074 Balance sheet total 2022: € 520,074 First fiscal year in the series	€ 428,619 Balance sheet total 2023: € 428,619 ▼ 18% vs 2022 (€ 520,074) Unchanged	€ 379,986 Balance sheet total 2024: € 379,986 ▼ 11% vs 2023 (€ 428,619) Unchanged	€ 343,974 Balance sheet total 2025: € 343,974 ▼ 9% vs 2024 (€ 379,986) Unchanged	▼ 9%
Employees (FTE)	3.2 Employees (FTE) 2022: 3.2 First fiscal year in the series	3 Employees (FTE) 2023: 3 ▼ 0.2 vs 2022 (3.2) Unchanged	2.4 Employees (FTE) 2024: 2.4 ▼ 0.6 vs 2023 (3) Unchanged	2.2 Employees (FTE) 2025: 2.2 ▼ 0.2 vs 2024 (2.4) Unchanged	▼ 0.2

Key figures of CERAMIC-DECOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CERAMIC-DECOR?

What happened at CERAMIC-DECOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 31, 2026 New annual accounts for financial year 2025: loss of € 33,031. Source: NBB ↗
2023 Benoît DEMEUSE became a director. NBB
2023 Joseph DEMEUSE became a director. NBB
Dec 11, 2012 New establishment in Seraing. KBO
Jun 25, 1986 New establishment in Liège. KBO
Apr 1, 1986 Start of the company according to the CBE. KBO

In short

From € 40,520 profit in 2022 to € 33,031 loss in 2025.

Paid € 12,940 in corporate taxes since 2022.

Best year ever: 2022, with € 40,520 profit.

On average € 64,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Benoît DEMEUSE Joseph DEMEUSE

CERAMIC-DECOR

Behind CERAMIC-DECOR are Benoît DEMEUSE and Joseph DEMEUSE.

Directors

According to the 2025 annual accounts

Benoît DEMEUSE

Director

since 2023

Joseph DEMEUSE

Director

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Gohiette, Hempt. 70

5380 Fernelmont

2.036.839.751

Bld de Froidmont 10

4020 Liège

Active since 25 June 1986

2.215.727.448

Route du Condroz 5788

4100 Seraing

Active since 11 December 2012

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0428.979.629
VAT number: BE 0428.979.629
Registered office: Rue de la Gohiette, Hempt. 70, 5380 Fernelmont
Names & denominations: CERAMIC-DECOR
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 1 April 1986
Peppol: Active · Active since 17 Jan 2026
Activities · NACE: Detailhandel in wand- en vloertegels

View on CBE Public ↗ Annual accounts (NBB) ↗