Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 4.5 to 2.9.
Financials
Financial year 2025
Etablissements BANNEUX from Esneux, company number BE0428893418, closed financial year 2025 with a result of € -61,764 after tax. For that financial year Etablissements BANNEUX recorded a gross margin of € 111,652 and equity of € -43,377. Compared with financial year 2024, the result moved from € -52,001 to € -61,764. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -43,377
▼ € 61,764 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -61,764
▼ 19 % more loss than in 2024
Profit after tax over the fiscal year.
€ 21,921
▲ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,477.
People and assets in 2025
2.9
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 132,646
▼ 19% vs 2024
€ 45,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,755
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 249,996
▼ 5% vs 2024
€ 11,914 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 19,546
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,502
▼ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 292,067 | € 254,083 | € 155,343 | € 111,652 | ▼ 28% |
| Profit after taxes | € 13,199 | € 19,384 | € -52,001 | € -61,764 | ▼ € 9,763 |
| Equity | € 51,004 | € 70,388 | € 18,387 | € -43,377 | ▼ € 61,764 |
| Total debts | € 507,116 | € 392,300 | € 431,333 | € 330,990 | ▼ 23% |
| Cash | € 77,598 | € 35,349 | € 11,408 | € 21,921 | ▲ 92% |
| Retained profit | € 20,004 | € 36,288 | € -15,713 | € -77,477 | ▼ € 61,764 |
| Bank debt | € 256,222 | € 260,455 | € 263,732 | € 249,996 | ▼ 5% |
| Balance sheet total | € 558,120 | € 462,688 | € 449,720 | € 287,613 | ▼ 36% |
| Employees (FTE) | 5.7 | 4.5 | 3.8 | 2.9 | ▼ 0.9 |
Key figures of Etablissements BANNEUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Etablissements BANNEUX?
What happened at Etablissements BANNEUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 61,764. filed late Source: NBB ↗
- Jerome BANNEUX became a director. NBB
- Philippe BANNEUX became a director. NBB
- New establishment in Esneux. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,199 profit in 2022 to € 61,764 loss in 2025.
Paid € 1,058 in corporate taxes since 2022.
Best year ever: 2023, with € 19,384 profit.
On average € 38,500 of value added per employee in 2025.
A new publication or filing at Etablissements BANNEUX? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MAISON BANNEUX Philippe comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Etablissements BANNEUXBehind Etablissements BANNEUX are Philippe BANNEUX and Jerome BANNEUX. The shares are held by MAISON BANNEUX Philippe (99.7%).
Directors
According to the 2025 annual accounts
since 2001
Jerome BANNEUX
Manager
since 2019
Shareholders
99.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Bruxelles 64
4130 Esneux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.893.418
- VAT number
- BE 0428.893.418
- Registered office
- Rue de Bruxelles 64, 4130 Esneux
- Names & denominations
- Etablissements BANNEUX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 1986
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Detailhandel in huismeubilair
Detailhandel in meubels
Detailhandel in huismeubilair in gespecialiseerde winkels
Detailhandel in verlichtingsartikelen
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Sanitaire werkzaamheden
Detailhandel in artikelen voor verlichting en woninginrichting
Overig loodgieterswerk
+2