Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TRIVAMA from Nijlen, company number BE0428891735, closed financial year 2025 with a result of € -152 after tax. For that financial year TRIVAMA recorded a gross margin of € 52,869 and equity of € 116,597. Compared with financial year 2024, the result moved from € 4,736 to € -152. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 116,597
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -152
▼ still € 4,736 profit in 2024
Profit after tax over the fiscal year.
€ 19,918
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 54,597.
Debts at end 2025
€ 198,440
▼ 13% vs 2024
€ 29,800 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,146
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,737 | € 50,184 | € 56,884 | € 52,869 | ▼ 7% |
| Profit after taxes | € -3,425 | € -1,664 | € 4,736 | € -152 | ▼ € 4,888 |
| Equity | € 124,185 | € 122,522 | € 118,415 | € 116,597 | ▼ 2% |
| Total debts | € 333,597 | € 293,054 | € 265,455 | € 225,895 | ▼ 15% |
| Cash | € 34,298 | € 23,102 | € 25,234 | € 19,918 | ▼ 21% |
| Land & buildings | € 440,759 | € 408,381 | € 371,720 | € 335,060 | ▼ 10% |
| Retained profit | € 62,185 | € 60,522 | € 56,415 | € 54,597 | ▼ 3% |
| Dividend | € 0 | € 0 | € 8,842 | € 1,666 | ▼ 81% |
| Bank debt | € 284,733 | € 256,477 | € 227,715 | € 198,440 | ▼ 13% |
| Balance sheet total | € 475,082 | € 431,798 | € 399,016 | € 356,560 | ▼ 11% |
Key figures of TRIVAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TRIVAMA?
What happened at TRIVAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 152 (▼ € 4,888 vs 2024). Source: NBB ↗
- Jean-Luc Termote became a director. NBB
- Nadina Vanmaele became a director. NBB
- New establishment in Nijlen. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,425 loss in 2022 to € 152 loss in 2025.
Paid € 3,124 in corporate taxes since 2022.
Best year ever: 2024, with € 4,736 profit.
Paid out € 10,508 in dividends to the owners in total.
Management
Behind TRIVAMA are Jean-Luc Termote and Nadina Vanmaele.
Directors
According to the 2025 annual accounts
Jean-Luc Termote
Director
since 2021
Nadina Vanmaele
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Kraaistraat(Kessel) 3
2560 Nijlen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.891.735
- VAT number
- BE 0428.891.735
- Registered office
- Kraaistraat(Kessel) 3, 2560 Nijlen
- Names & denominations
- TRIVAMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 April 1986
- Peppol
- Active · Active since 15 Dec 2025