Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 7.5 to 5.9.
Financials
Financial year 2025
DECLERCQ ISOLATIEBEDRIJF - ISODEC from Dentergem, company number BE0428852440, closed financial year 2025 with a result of € 137,980 after tax. For that financial year DECLERCQ ISOLATIEBEDRIJF - ISODEC recorded a gross margin of € 1.9 million and equity of € 2.4 million. Compared with financial year 2024, the result moved from € 93,981 to € 137,980. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 2.4 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 137,980
▲ 47% vs 2024
Profit after tax over the fiscal year.
€ 12,908
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.4 million.
People and assets in 2025
5.9
▼ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 367,912
▼ 18% vs 2024
€ 62,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9.4 million
▼ 3% vs 2024
Of which on lease € 9.3 million.
Debts at end 2025
€ 11.2 million
▼ 7% vs 2024
€ 914,669 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 567,414
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,298
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,456,688 | € 2,097,422 | € 2,392,804 | € 1,881,556 | ▼ 21% |
| Profit after taxes | € 756,981 | € 13,282 | € 93,981 | € 137,980 | ▲ 47% |
| Equity | € 2,159,225 | € 2,172,506 | € 2,266,488 | € 2,404,468 | ▲ 6% |
| Total debts | € 11,705,727 | € 13,751,256 | € 12,871,556 | € 11,819,982 | ▼ 8% |
| Cash | € 373,943 | € 23,638 | € 12,802 | € 12,908 | ▲ 1% |
| Land & buildings | € 17,056 | € 13,180 | € 9,304 | € 5,429 | ▼ 42% |
| Retained profit | € 2,140,633 | € 2,153,914 | € 2,247,896 | € 2,385,876 | ▲ 6% |
| Dividend | € 100,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 10,035,867 | € 12,859,528 | € 12,062,653 | € 11,178,167 | ▼ 7% |
| Balance sheet total | € 13,864,951 | € 15,923,762 | € 15,138,043 | € 14,224,450 | ▼ 6% |
| Employees (FTE) | 5 | 7.5 | 7 | 5.9 | ▼ 1.1 |
Key figures of DECLERCQ ISOLATIEBEDRIJF - ISODEC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DECLERCQ ISOLATIEBEDRIJF - ISODEC?
What happened at DECLERCQ ISOLATIEBEDRIJF - ISODEC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 137,980 (▲ 47% vs 2024). Source: NBB ↗
- New establishment in Dentergem. KBO
- Start of the company according to the CBE. KBO
In short
From € 756,981 profit in 2022 to € 137,980 profit in 2025.
Paid € 52,300 in corporate taxes since 2022.
Best year ever: 2022, with € 756,981 profit.
On average € 318,900 of value added per employee in 2025.
Management
The stake of SOWI INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DECLERCQ ISOLATIEBEDRIJF - ISODECBehind DECLERCQ ISOLATIEBEDRIJF - ISODEC is Sowi Invest. The shares are held by SOWI INVEST (49.7%).
Directors
According to the 2025 annual accounts
Director · represented by Wim Declercq
Shareholders
49.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Brugstraat(Oes) 25
8720 Dentergem
Volderstraat 28
8720 Dentergem
Active since 5 June 1986
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0428.852.440
- VAT number
- BE 0428.852.440
- Registered office
- Brugstraat(Oes) 25, 8720 Dentergem
- Names & denominations
- DECLERCQ ISOLATIEBEDRIJF - ISODEC · ISODEC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 May 1986
- Peppol
- Active · Active since 12 Mar 2025
- Contact
- isodec.be
- Activities · NACE
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