Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COBERCINE from Seneffe, company number BE0428845017, closed financial year 2025 with a result of € -43,178 after tax. For that financial year COBERCINE recorded a gross margin of € 77 and equity of € -367,910. Compared with financial year 2024, the result moved from € -25,984 to € -43,178. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ -367,910
▼ € 43,178 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -43,178
▼ 66 % more loss than in 2024
Profit after tax over the fiscal year.
€ 139
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -437,320.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 30,644
▼ 3% vs 2024
Loans from banks and other lenders, long and short.
€ 8,274
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -14,440 | € -8,029 | € 5,935 | € 77 | ▼ 99% |
| Profit after taxes | € -35,199 | € -29,774 | € -25,984 | € -43,178 | ▼ € 17,195 |
| Equity | € -268,974 | € -298,748 | € -324,732 | € -367,910 | ▼ € 43,178 |
| Total debts | € 435,817 | € 457,537 | € 472,046 | € 508,400 | ▲ 8% |
| Cash | € 140 | € 140 | € 139 | € 139 | |
| Land & buildings | € 34,705 | € 34,705 | € 34,705 | € 34,705 | |
| Retained profit | € -338,384 | € -368,158 | € -394,142 | € -437,320 | ▼ € 43,178 |
| Bank debt | € 38,922 | € 29,611 | € 31,652 | € 30,644 | ▼ 3% |
| Balance sheet total | € 166,843 | € 158,789 | € 147,314 | € 140,490 | ▼ 5% |
Key figures of COBERCINE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COBERCINE?
What happened at COBERCINE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 43,178. filed late Source: NBB ↗
- Monique GILLEMAN stepped down as director. NBB
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,199 loss in 2022 to € 43,178 loss in 2025.
Management
Behind COBERCINE is Bernard DROULEZ.
Directors
According to the 2025 annual accounts
Bernard DROULEZ
Managing director
Monique GILLEMAN
Administratrice
· until 2026
Establishments
Establishment units
Physical locations of this company
Place de Petit-Roeulx 2
7181 Seneffe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.845.017
- VAT number
- BE 0428.845.017
- Registered office
- Place de Petit-Roeulx 2, 7181 Seneffe
- Names & denominations
- COBERCINE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 April 1986
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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