Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
IMMO ASSUR D.S. from Enghien, company number BE0428784837, closed financial year 2026 with a result of € -18,144 after tax. For that financial year IMMO ASSUR D.S. recorded a gross margin of € 257,229 and equity of € 630,386. Compared with financial year 2024, the result moved from € 6,025 to € -18,144. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 630,386
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,144
▼ still € 6,025 profit in 2024
Profit after tax over the fiscal year.
€ 26,555
▲ 182% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 276,286.
People and assets in 2026
€ 6,524
▼ 66% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 532,681
▲ 151% vs 2024
€ 25,496 is repaid this year. At this pace the long-term loan is gone in ≈ 21 years.
€ 599
Supplier invoices still open on the last day of the fiscal year.
€ 14,378
▼ 22% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2024 | 2026 | Change 2024 → 2026 | |
|---|---|---|---|---|
| Gross margin | € 200,812 | € 105,015 | € 257,229 | ▲ 145% |
| Profit after taxes | € 109,673 | € 6,025 | € -18,144 | ▼ € 24,169 |
| Equity | € 669,486 | € 650,196 | € 630,386 | ▼ 3% |
| Total debts | € 530,545 | € 634,844 | € 943,365 | ▲ 49% |
| Cash | € 38,687 | € 9,413 | € 26,555 | ▲ 182% |
| Land & buildings | € 615,522 | € 579,603 | € 1,482,055 | ▲ 156% |
| Retained profit | € 315,386 | € 296,096 | € 276,286 | ▼ 7% |
| Dividend | € 800 | € 1,666 | € 1,666 | |
| Bank debt | € 197,177 | € 212,011 | € 532,681 | ▲ 151% |
| Balance sheet total | € 1,213,964 | € 1,291,099 | € 1,573,751 | ▲ 22% |
Key figures of IMMO ASSUR D.S., fiscal years 2022 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to IMMO ASSUR D.S.?
What happened at IMMO ASSUR D.S. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 18,144 (▼ € 24,169 vs 2024). Source: NBB ↗
- Daniel De Caluwe became a director. NBB
- New establishment in Enghien. KBO
- Start of the company according to the CBE. KBO
In short
From € 109,673 profit in 2022 to € 18,144 loss in 2026.
Paid € 60,576 in corporate taxes since 2022.
Best year ever: 2022, with € 109,673 profit.
Paid out € 4,132 in dividends to the owners in total.
Management
Behind IMMO ASSUR D.S. is Daniel De Caluwe. Daniel De Caluwe is also behind ESTATES MANAGEMENT.
Directors
According to the 2026 annual accounts
since 2012
Establishments
Establishment units
Physical locations of this company
Brigade Piron straat(P.E.) 96
7850 Enghien
Carembergstraat(P.E.) 88
7850 Enghien
Active since 24 October 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.784.837
- VAT number
- BE 0428.784.837
- Registered office
- Brigade Piron straat(P.E.) 96, 7850 Enghien
- Names & denominations
- IMMO ASSUR D.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 March 1986
- Peppol
- Active · Active since 1 Oct 2025