Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOVAM from Kapellen, company number BE0428646067, closed financial year 2025 with a result of € -14,723 after tax. For that financial year BOVAM recorded a gross margin of € 32,226 and equity of € -489. Compared with financial year 2024, the result moved from € -15,524 to € -14,723. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ -489
▼ € 14,723 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,723
▲ 5 % less loss than in 2024
Profit after tax over the fiscal year.
€ 77,070
▲ € 65,894 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -19,081.
People and assets in 2025
€ 33,344
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 52,653
▲ € 52,383 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,821
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -900 | € -2,834 | € -6,027 | € 32,226 | ▲ € 38,253 |
| Profit after taxes | € -6,481 | € -11,104 | € -15,524 | € -14,723 | ▲ € 801 |
| Equity | € 40,863 | € 29,759 | € 14,234 | € -489 | ▼ € 14,723 |
| Total debts | € 89,236 | € 96,236 | € 207,556 | € 327,147 | ▲ 58% |
| Cash | - | € 132 | € 11,176 | € 77,070 | ▲ € 65,894 |
| Land & buildings | € 130,025 | € 125,863 | € 154,553 | € 157,467 | ▲ 2% |
| Retained profit | € 22,271 | € 11,167 | € -4,358 | € -19,081 | ▼ € 14,723 |
| Balance sheet total | € 130,099 | € 125,995 | € 221,791 | € 326,658 | ▲ 47% |
Key figures of BOVAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOVAM?
What happened at BOVAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,723. Source: NBB ↗
- Patricia Van Wensen became a director. NBB
- Leo Broere became a director. NBB
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,481 loss in 2022 to € 14,723 loss in 2025.
Management
Behind BOVAM are Patricia Van Wensen and Leo Broere.
Directors
According to the 2025 annual accounts
Patricia Van Wensen
Director
since 2024
Leo Broere
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Ertbrandstraat 280
2950 Kapellen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.646.067
- VAT number
- BE 0428.646.067
- Registered office
- Ertbrandstraat 280, 2950 Kapellen
- Names & denominations
- BOVAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 1986
- Peppol
- Active · Active since 2 Oct 2025
- Activities · NACE
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