Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
17 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VOBIS FINANCE from Kortrijk, company number BE0428597666, closed financial year 2025 with a result of € 23.3 million after tax. Compared with financial year 2024, the result moved from € 9.6 million to € 23.3 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 9, 2026.
€ 37.1 million
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23.3 million
▲ 141% vs 2024
Profit after tax over the fiscal year.
€ 1.7 million
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15.8 million paid out
68 % of the profit went to the shareholders, mostly to MIDELCO (74 % of the shares). That is where the money ends up.
Debts at end 2025
€ 3 million
▼ 72% vs 2024
Loans from banks and other lenders, long and short.
€ 908
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 1 days on average.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € 5,949,426 | € 1,088,156 | € 9,644,931 | € 23,253,138 | ▲ 141% |
| Equity | € 28,469,174 | € 29,557,330 | € 29,577,260 | € 37,080,399 | ▲ 25% |
| Total debts | € 19,178,083 | € 19,546,395 | € 20,404,158 | € 18,760,883 | ▼ 8% |
| Cash | € 413,815 | € 339,145 | € 1,487,168 | € 1,709,371 | ▲ 15% |
| Retained profit | € 9,312,174 | € 10,400,330 | € 10,420,260 | € 17,923,399 | ▲ 72% |
| Dividend | € 5,750,000 | € 0 | € 9,625,000 | € 15,750,000 | ▲ 64% |
| Bank debt | € 13,200,000 | € 11,200,000 | € 10,600,000 | € 3,000,000 | ▼ 72% |
| Balance sheet total | € 47,647,257 | € 49,103,724 | € 49,981,419 | € 55,841,281 | ▲ 12% |
Key figures of VOBIS FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VOBIS FINANCE?
What happened at VOBIS FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 23.3 million (▲ 141% vs 2024). Source: NBB ↗
- Katrien Mattelaer stepped down as director. NBB
- Philippe Vlerick stepped down as director. NBB
- Katrien Mattelaer became a director. NBB
- Philippe Vlerick became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 5.9 million profit in 2022 to € 23.3 million profit in 2025.
Paid € 28,325 in corporate taxes since 2022.
Best year ever: 2025, with € 23.3 million profit.
Paid out € 31.1 million in dividends to the owners in total.
A new publication or filing at VOBIS FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MIDELCO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VOBIS FINANCEThe shares are held by MIDELCO (74%). It owns 32.1% of ACADEMICLABS, 17.8% of LIFEPOWR, 16.3% of GLOBAL DEVELOP FORWARD VII , 10% of WOOSH and 10% of GLOBAL DEVELOP FORWARD VIII itself.
Directors
According to the 2025 annual accounts
Katrien Mattelaer
Director
Also active at: BELGIAN INTERNATIONAL CARPET C°, VLERICK INVESTERINGSMAATSCHAPPIJ
since 2020 · until 2026
Philippe Vlerick
Managing director
Also active at: BESIX Group, LVD COMPANY, Cecan, POINT, BELGIAN INTERNATIONAL CARPET C°, MIDELCO, LVD - INVEST, VLERICK VASTGOED +8 more
since 2020 · until 2026
Shareholders
74%
Participations
32.1%
17.8%
10%
Establishments
Establishment units
Physical locations of this company
Doorniksewijk(Kor) 49
8500 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 17 companies are registered at this address.
All companies at this address →B.M.H.
Belgo-Indian Chamber of Commerce and Industry
Cecan same network
€ -838,803 gross margin · 2025
MIDELCO same network
€ 1.2 million revenue · 2025
VLERICK VASTGOED same network
€ 958,865 gross margin · 2025
+12 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.597.666
- VAT number
- BE 0428.597.666
- Registered office
- Doorniksewijk(Kor) 49, 8500 Kortrijk
- Names & denominations
- VOBIS FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 1986
- Peppol
- Not registered