Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JUWELIERS PAUL from Ninove, company number BE0428551047, closed financial year 2025 with a result of € 112,008 after tax. For that financial year JUWELIERS PAUL recorded a gross margin of € 302,658 and equity of € 838,505. Compared with financial year 2024, the result moved from € 94,182 to € 112,008. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 838,505
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 112,008
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 32,100
▲ € 25,663 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 660,005.
People and assets in 2025
€ 82,585
▲ 27% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,307
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 484,620
▼ 4% vs 2024
€ 57,986 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 163,582
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,863
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 286,899 | € 187,144 | € 269,314 | € 302,658 | ▲ 12% |
| Profit after taxes | € 89,502 | € 57,233 | € 94,182 | € 112,008 | ▲ 19% |
| Equity | € 575,081 | € 632,314 | € 726,496 | € 838,505 | ▲ 15% |
| Total debts | € 742,222 | € 742,460 | € 756,058 | € 744,053 | ▼ 2% |
| Cash | € 32,475 | € 45,414 | € 6,438 | € 32,100 | ▲ € 25,663 |
| Retained profit | € 396,581 | € 453,814 | € 547,996 | € 660,005 | ▲ 20% |
| Bank debt | € 496,039 | € 528,408 | € 502,744 | € 484,620 | ▼ 4% |
| Balance sheet total | € 1,317,303 | € 1,374,774 | € 1,482,554 | € 1,582,557 | ▲ 7% |
| Employees (FTE) | - | 1 | - | - |
Key figures of JUWELIERS PAUL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JUWELIERS PAUL?
What happened at JUWELIERS PAUL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- EVELYNE COPPENS stepped down as director. NBB
- LAURENCE COPPENS stepped down as director. NBB
- MATHIEU COPPENS stepped down as director. NBB
- GUY COPPENS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 112,008 (▲ 19% vs 2024). Source: NBB ↗
- EVELYNE COPPENS became a director. NBB
- LAURENCE COPPENS became a director. NBB
- MATHIEU COPPENS became a director. NBB
In short
From € 89,502 profit in 2022 to € 112,008 profit in 2025.
Paid € 144,459 in corporate taxes since 2022.
Best year ever: 2025, with € 112,008 profit.
On average € 187,100 of value added per employee in 2023.
Management
Directors
According to the 2025 annual accounts
EVELYNE COPPENS
Managing director
since 2022 · until 2028
LAURENCE COPPENS
Director
since 2022 · until 2028
MATHIEU COPPENS
Director
since 2022 · until 2028
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Beverstraat 17
9400 Ninove
Hoogstraat 22
9620 Zottegem
Active since 1 June 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0428.551.047
- VAT number
- BE 0428.551.047
- Registered office
- Beverstraat 17, 9400 Ninove
- Names & denominations
- JUWELIERS PAUL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 1986
- Peppol
- Active · Active since 26 Nov 2025
- Contact
- juwelierspaul.be
- Activities · NACE
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