Cardé is a clothing shop in Durbuy. Cooperative, started on 19 December 1985, 1 establishment.

What is the address of Cardé?

The registered office of Cardé is located at En Charotte 5, 6940 Durbuy.

Is Cardé still active?

No. The CBE lists Cardé with legal situation “Opening faillissement”. The date of the court ruling is published in the Belgian Official Gazette; the register does not carry it.

Is Cardé registered on Peppol?

No, Cardé is currently not registered on the Peppol network.

What is the enterprise number of Cardé?

The enterprise number of Cardé is BE0428476417.

When was Cardé founded?

Cardé was founded on 19 December 1985.

Who are the directors of Cardé?

According to the 2023 annual accounts, the directors of Cardé are: Marie Yansenne, Christiane Désirotte.

Is Cardé a reliable company?

Databakkes does not pass judgement; this is what the sources say: Opening faillissement according to the CBE, started on 19 December 1985; 3 annual accounts filed, latest fiscal year 2023; 2 directors known from the annual account.

How much profit did Cardé make in 2023?

Cardé recorded a loss after taxes of € 22,053 in financial year 2023.

What is the revenue of Cardé?

As a small company, Cardé is not required to publish revenue in its annual accounts. In financial year 2023, its added value was € 17,865.

How much does an employee at Cardé earn?

The average wage cost per full-time employee at Cardé was € 35,000 in 2023: staff costs of € 34,990 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Cardé have?

According to the 2023 annual accounts, Cardé has 1 full-time equivalents (FTE).

Cardé (Cooperative) - Durbuy - BE0428476417

Dossier Cardé, printed on 30 October 2026 from databakkes.be/en/0428476417/carde. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 3 fiscal years.
Two loss years in a row NBB

Negative result in 2022 and 2023.
Tight liquidity NBB

Cash and receivables cover 6 % of short-term debt in 2023; threshold 65 %.
Legal situation KBO

Opening faillissement according to the CBE.

Financials

Financial year 2023

Cardé from Durbuy, company number BE0428476417, closed financial year 2023 with a result of € -22,053 after tax. For that financial year Cardé recorded a gross margin of € 17,865 and equity of € -10,446. Compared with financial year 2022, the result moved from € -15,880 to € -22,053. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 19, 2024.

What it is worth Caution

€ -10,446

▼ € 22,053 vs 2022

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -22,053

▼ 39 % more loss than in 2022

Profit after tax over the fiscal year.

Cash in the bank

€ 2,535

▲ 14% vs 2022

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -85,406.

People and assets in 2023

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 34,990

▼ 3% vs 2022

€ 35,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2023

Bank debt

€ 12,683

▲ 23% vs 2022

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 17,738

▲ 55% vs 2022

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 14,491

▲ 3% vs 2022

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	Change 2022 → 2023
Gross margin	€ 69,535 Gross margin 2021: € 69,535 First fiscal year in the series	€ 25,300 Gross margin 2022: € 25,300 ▼ 64% vs 2021 (€ 69,535) Unfavourable step	€ 17,865 Gross margin 2023: € 17,865 ▼ 29% vs 2022 (€ 25,300) Unfavourable step	▼ 29%
Profit after taxes	€ 7,892 Profit after taxes 2021: € 7,892 First fiscal year in the series	€ -15,880 Profit after taxes 2022: € -15,880 ▼ € 23,772 vs 2021 (€ 7,892) Unfavourable step	€ -22,053 Profit after taxes 2023: € -22,053 ▼ € 6,173 vs 2022 (€ -15,880) Unfavourable step	▼ € 6,173
Equity	€ 27,487 Equity 2021: € 27,487 First fiscal year in the series	€ 11,607 Equity 2022: € 11,607 ▼ 58% vs 2021 (€ 27,487) Unfavourable step	€ -10,446 Equity 2023: € -10,446 ▼ € 22,053 vs 2022 (€ 11,607) Unfavourable step	▼ € 22,053
Total debts	€ 23,957 Total debts 2021: € 23,957 First fiscal year in the series	€ 36,170 Total debts 2022: € 36,170 ▲ 51% vs 2021 (€ 23,957) Unfavourable step	€ 45,107 Total debts 2023: € 45,107 ▲ 25% vs 2022 (€ 36,170) Unfavourable step	▲ 25%
Cash	€ 19,354 Cash 2021: € 19,354 First fiscal year in the series	€ 2,227 Cash 2022: € 2,227 ▼ 88% vs 2021 (€ 19,354) Unfavourable step	€ 2,535 Cash 2023: € 2,535 ▲ 14% vs 2022 (€ 2,227) Favourable step	▲ 14%
Retained profit	€ -47,473 Retained profit 2021: € -47,473 First fiscal year in the series	€ -63,353 Retained profit 2022: € -63,353 ▼ € 15,880 vs 2021 (€ -47,473) Unfavourable step	€ -85,406 Retained profit 2023: € -85,406 ▼ € 22,053 vs 2022 (€ -63,353) Unfavourable step	▼ € 22,053
Bank debt	€ 2,788 Bank debt 2021: € 2,788 First fiscal year in the series	€ 10,307 Bank debt 2022: € 10,307 ▲ 270% vs 2021 (€ 2,788) Unfavourable step	€ 12,683 Bank debt 2023: € 12,683 ▲ 23% vs 2022 (€ 10,307) Unfavourable step	▲ 23%
Balance sheet total	€ 51,444 Balance sheet total 2021: € 51,444 First fiscal year in the series	€ 47,777 Balance sheet total 2022: € 47,777 ▼ 7% vs 2021 (€ 51,444) Unchanged	€ 34,662 Balance sheet total 2023: € 34,662 ▼ 27% vs 2022 (€ 47,777) Unchanged	▼ 27%
Employees (FTE)	0.9 Employees (FTE) 2021: 0.9 First fiscal year in the series	1 Employees (FTE) 2022: 1 ▲ 0.1 vs 2021 (0.9) Unchanged	1 Employees (FTE) 2023: 1 Unchanged (1) Unchanged

Key figures of Cardé, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.

What happened to Cardé?

What happened at Cardé in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Cardé is active according to the CBE. Legal situation: Opening faillissement.

Jul 19, 2024 New annual accounts for financial year 2023: loss of € 22,053. Source: NBB ↗
Jan 1, 1986 New establishment in Durbuy. KBO
Dec 19, 1985 Start of the company according to the CBE. KBO

In short

From € 7,892 profit in 2021 to € 22,053 loss in 2023.

Paid € 445 in corporate taxes since 2021.

Best year ever: 2021, with € 7,892 profit.

On average € 17,900 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

Marie Yansenne Christiane Désirotte

Cardé

Behind Cardé are Marie Yansenne and Christiane Désirotte.

Directors

According to the 2023 annual accounts

Marie Yansenne

Director

Christiane Désirotte

Director

Establishments

Establishment units

Physical locations of this company

Registered office

En Charotte 5

6940 Durbuy

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0428.476.417

VAT number

BE 0428.476.417

Registered office

En Charotte 5, 6940 Durbuy

Names & denominations

Cardé

Enterprise type

Rechtspersoon

Legal form

Cooperative company

Legal situation

Opening faillissement

Start date

19 December 1985

Peppol

Not registered

Activities · NACE

Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)

Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)

View on CBE Public ↗ Annual accounts (NBB) ↗

Cardé

Warning lights

Financials

What happened to Cardé?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions