Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Hugo Bernard from Lochristi, company number BE0428445436, closed financial year 2025 with a result of € 14,106 after tax. For that financial year Hugo Bernard recorded a gross margin of € 42,426 and equity of € -62,901. Compared with financial year 2024, the result moved from € 3,900 to € 14,106. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ -62,901
▲ € 14,106 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,106
▲ 262% vs 2024
Profit after tax over the fiscal year.
€ 205,675
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -193,901.
People and assets in 2025
€ 13,441
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14,850
▼ 31% vs 2024
€ 6,600 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,155
▼ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,814
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 36,962 | € 40,138 | € 37,750 | € 42,426 | ▲ 12% |
| Profit after taxes | € 6,529 | € 6,348 | € 3,900 | € 14,106 | ▲ 262% |
| Equity | € -87,255 | € -80,907 | € -77,007 | € -62,901 | ▲ € 14,106 |
| Total debts | € 567,614 | € 547,338 | € 534,568 | € 511,160 | ▼ 4% |
| Cash | € 176,738 | € 188,722 | € 192,882 | € 205,675 | ▲ 7% |
| Land & buildings | € 254,064 | € 239,989 | € 226,873 | € 212,600 | ▼ 6% |
| Retained profit | € -218,255 | € -211,907 | € -208,007 | € -193,901 | ▲ € 14,106 |
| Bank debt | € 33,000 | € 28,050 | € 21,450 | € 14,850 | ▼ 31% |
| Balance sheet total | € 480,359 | € 466,431 | € 457,561 | € 448,259 | ▼ 2% |
Key figures of Hugo Bernard, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Hugo Bernard?
What happened at Hugo Bernard in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,106 (▲ 262% vs 2024). Source: NBB ↗
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,529 profit in 2022 to € 14,106 profit in 2025.
Paid € 684 in corporate taxes since 2022.
Best year ever: 2025, with € 14,106 profit.
Management
Behind Hugo Bernard is KATELIJNE HERMAN.
Directors
According to the 2025 annual accounts
KATELIJNE HERMAN
Director
Establishments
Establishment units
Physical locations of this company
Breestraat 27
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.445.436
- VAT number
- BE 0428.445.436
- Registered office
- Breestraat 27, 9080 Lochristi
- Names & denominations
- Hugo Bernard
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 January 1986
- Peppol
- Active · Active since 1 Oct 2025
- Activities · NACE
Groothandel in wijnen en geestrijke dranken
Handelsbemiddeling in de groothandel in voedings- en genotmiddelen
Detailhandel in dranken, algemeen assortiment
Detailhandel in alcoholische en andere dranken
Handelsbemiddeling in voedings- en genotmiddelen