Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
STOCK & ASSOCIATES from Kortrijk, company number BE0428278853, closed financial year 2024 with a result of € -6,786 after tax. For that financial year STOCK & ASSOCIATES recorded a gross margin of € 6,360 and equity of € -49,543. Compared with financial year 2023, the result moved from € -9,152 to € -6,786. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ -49,543
▼ € 6,786 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,786
▲ 26 % less loss than in 2023
Profit after tax over the fiscal year.
€ 3,431
▲ 127% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -69,543.
People and assets in 2024
€ 421
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,012
▲ € 5,845 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 3,657
▲ € 3,424 vs 2023
Loans from banks and other lenders, long and short.
€ 3,281
▼ 20% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,085
▲ 23% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -1,851 | € -3,342 | € 2,366 | € 6,360 | ▲ 169% |
| Profit after taxes | € -15,924 | € -14,945 | € -9,152 | € -6,786 | ▲ € 2,366 |
| Equity | € -18,660 | € -33,605 | € -42,757 | € -49,543 | ▼ € 6,786 |
| Total debts | € 127,574 | € 131,871 | € 136,666 | € 140,353 | ▲ 3% |
| Cash | € 2,074 | € 1,943 | € 1,508 | € 3,431 | ▲ 127% |
| Land & buildings | € 99,451 | € 92,377 | € 85,303 | € 78,228 | ▼ 8% |
| Retained profit | € -38,660 | € -53,605 | € -62,757 | € -69,543 | ▼ € 6,786 |
| Bank debt | € 0 | € 5,228 | € 233 | € 3,657 | ▲ € 3,424 |
| Balance sheet total | € 108,913 | € 98,266 | € 93,909 | € 90,810 | ▼ 3% |
Key figures of STOCK & ASSOCIATES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to STOCK & ASSOCIATES?
What happened at STOCK & ASSOCIATES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 6,786. filed late Source: NBB ↗
- Johan Stock became a director. NBB
- Marie-Claire Huyzentruyt became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Kortrijk. KBO
In short
From € 15,924 loss in 2021 to € 6,786 loss in 2024.
Paid € 1,292 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STOCK & ASSOCIATES are Johan Stock and Marie-Claire Huyzentruyt.
Directors
According to the 2024 annual accounts
Johan Stock
Director
since 2023
Marie-Claire Huyzentruyt
Director
since 1998
Establishments
Establishment units
Physical locations of this company
Goed ter Linden(Kor) 5
8500 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.278.853
- VAT number
- BE 0428.278.853
- Registered office
- Goed ter Linden(Kor) 5, 8500 Kortrijk
- Names & denominations
- STOCK & ASSOCIATES · S & A
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 1985
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Grafisch ontwerp en visuele communicatie
Publiciteitsagentschappen
Activiteiten van grafische designers
Activiteiten van fotografen, met uitzondering van persfotografen
Literaire creatie
Creatie van beeldende kunsten
Activiteiten van reclamebureaus
Scheppende kunsten, m.u.v. ondersteunende diensten
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