Financials
Financial year 2025
Verzekeringsmakelaar UwVerzekeraar.be from Kontich, company number BE0428262126, closed financial year 2025 with a result of € 19,910 after tax. For that financial year Verzekeringsmakelaar UwVerzekeraar.be recorded a gross margin of € 60,714 and equity of € 152,178. Compared with financial year 2024, the result moved from € 23,858 to € 19,910. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 152,178
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,910
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 21,381
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 28,571 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 127
▼ 29% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 36,137
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 104,447
▼ 15% vs 2024
€ 19,559 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 3,113
Supplier invoices still open on the last day of the fiscal year.
€ 9,773
▲ 82% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 20,645 | € 37,344 | € 57,056 | € 60,714 | ▲ 6% |
| Profit after taxes | € -88 | € 11,532 | € 23,858 | € 19,910 | ▼ 17% |
| Equity | € 127,167 | € 138,699 | € 160,840 | € 152,178 | ▼ 5% |
| Total debts | € 99,901 | € 89,963 | € 130,615 | € 141,378 | ▲ 8% |
| Cash | € 34,315 | € 40,132 | € 17,571 | € 21,381 | ▲ 22% |
| Land & buildings | € 159,242 | € 159,058 | € 206,789 | € 212,797 | ▲ 3% |
| Retained profit | € 114,102 | € 125,634 | € 149,634 | € 140,973 | ▼ 6% |
| Dividend | € 0 | € 0 | € 1,718 | € 28,571 | ▲ € 26,853 |
| Bank debt | € 95,000 | € 85,000 | € 123,531 | € 104,447 | ▼ 15% |
| Balance sheet total | € 227,068 | € 228,662 | € 291,454 | € 293,555 | ▲ 1% |
Key figures of Verzekeringsmakelaar UwVerzekeraar.be, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringsmakelaar UwVerzekeraar.be?
What happened at Verzekeringsmakelaar UwVerzekeraar.be in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,910 (▼ 17% vs 2024). Source: NBB ↗
- Heidi Claes became a director. NBB
- Tom Markey became a director. NBB
- New establishment in Kontich. KBO
- Start of the company according to the CBE. KBO
In short
From € 88 loss in 2022 to € 19,910 profit in 2025.
Paid € 31,663 in corporate taxes since 2022.
Best year ever: 2024, with € 23,858 profit.
Paid out € 30,289 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Verzekeringsmakelaar UwVerzekeraar.be are Heidi Claes and Tom Markey.
Directors
According to the 2025 annual accounts
Heidi Claes
Director
since 2009
Tom Markey
Director
since 2006
Establishments
Establishment units
Physical locations of this company
Ferdinand Maesstraat 40B
2550 Kontich
Ferdinand Maesstraat 40b
2550 Kontich
Active since 23 December 1985
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.262.126
- VAT number
- BE 0428.262.126
- Registered office
- Ferdinand Maesstraat 40B, 2550 Kontich
- Names & denominations
- Verzekeringsmakelaar UwVerzekeraar.be · UwVerzekeraar
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1985
- Peppol
- Active · Active since 28 Jul 2025