Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Shrinking team NBB
FTE fell two years in a row, from 17 to 9.3.
Financials
Financial year 2025
HOUSING from Antwerpen, company number BE0428225997, closed financial year 2025 with a result of € 130,446 after tax. For that financial year HOUSING recorded a gross margin of € 785,054 and equity of € -163,563. Compared with financial year 2024, the result moved from € 59,971 to € 130,446. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -163,563
▲ € 130,446 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 130,446
▲ 118% vs 2024
Profit after tax over the fiscal year.
€ 100,521
▲ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -233,563.
People and assets in 2025
9.3
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 537,294
▼ 15% vs 2024
€ 57,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,857
▲ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 109,331
▼ 24% vs 2024
€ 30,705 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 31,822
▼ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 146,892
▼ 29% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 615,407 | € 997,433 | € 737,426 | € 785,054 | ▲ 6% |
| Profit after taxes | € -359,126 | € 29,837 | € 59,971 | € 130,446 | ▲ 118% |
| Equity | € -383,817 | € -353,980 | € -294,009 | € -163,563 | ▲ € 130,446 |
| Total debts | € 764,499 | € 1,071,524 | € 917,961 | € 521,276 | ▼ 43% |
| Cash | € 77,689 | € 44,897 | € 58,800 | € 100,521 | ▲ 71% |
| Retained profit | € -453,817 | € -423,980 | € -364,009 | € -233,563 | ▲ € 130,446 |
| Bank debt | € 94,343 | € 90,528 | € 143,977 | € 109,331 | ▼ 24% |
| Balance sheet total | € 380,682 | € 717,544 | € 623,952 | € 357,712 | ▼ 43% |
| Employees (FTE) | 20.1 | 17 | 10.3 | 9.3 | ▼ 1 |
Key figures of HOUSING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOUSING?
What happened at HOUSING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 130,446 (▲ 118% vs 2024). Source: NBB ↗
- New establishment in Brasschaat. KBO
- KVA Management BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 359,126 loss in 2022 to € 130,446 profit in 2025.
Paid € 8,428 in corporate taxes since 2022.
Best year ever: 2025, with € 130,446 profit.
On average € 84,400 of value added per employee in 2025.
Management
The stake of KVA Management comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HOUSINGBehind HOUSING is KVA Management BV. The shares are held by KVA Management (100%).
Directors
According to the 2025 annual accounts
Bestuurder · represented by Karel Vanacker
Also active at: FOGGIA, ONE Holding, Ravenna, ONE NOORD
since 2015
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ruggeveldlaan 751
2100 Antwerpen
Bredabaan 160
2930 Brasschaat
Active since 1 December 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
KINAMO-BACKBONE, BE
Website info
Features
Security
Details
- Company number
- 0428.225.997
- VAT number
- BE 0428.225.997
- Registered office
- Ruggeveldlaan 751, 2100 Antwerpen
- Names & denominations
- HOUSING · One Vastgoed
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 1985
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
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