Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE SPINEUX from Flémalle, company number BE0428187890, closed financial year 2025 with a result of € 279,317 after tax. For that financial year GARAGE SPINEUX recorded a gross margin of € 1.1 million and equity of € 4.1 million. Compared with financial year 2024, the result moved from € 228,900 to € 279,317. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 4.1 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 279,317
▲ 22% vs 2024
Profit after tax over the fiscal year.
€ 8,273
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
90 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
13
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 492,338
▼ 15% vs 2024
€ 37,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,979
▲ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 678,571
▼ 17% vs 2024
€ 142,857 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 561,579
▲ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 144,768
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,045,355 | € 1,018,680 | € 1,133,439 | € 1,123,119 | ▼ 1% |
| Profit after taxes | € 391,765 | € 211,714 | € 228,900 | € 279,317 | ▲ 22% |
| Equity | € 4,088,009 | € 4,049,723 | € 4,028,623 | € 4,057,940 | ▲ 1% |
| Total debts | € 717,967 | € 1,617,083 | € 1,371,469 | € 1,546,860 | ▲ 13% |
| Cash | € 160,319 | € 225,709 | € 68,380 | € 8,273 | ▼ 88% |
| Land & buildings | € 560,865 | € 1,624,675 | € 1,733,464 | € 1,640,773 | ▼ 5% |
| Retained profit | € 4,026,009 | € 3,987,723 | € 3,966,623 | € 3,995,940 | ▲ 1% |
| Dividend | € 350,000 | € 250,000 | € 250,000 | € 250,000 | |
| Bank debt | € 0 | € 740,027 | € 821,429 | € 678,571 | ▼ 17% |
| Balance sheet total | € 4,859,356 | € 5,706,306 | € 5,400,092 | € 5,604,800 | ▲ 4% |
| Employees (FTE) | 11.2 | 12.2 | 12.9 | 13 | ▲ 0.1 |
Key figures of GARAGE SPINEUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE SPINEUX?
What happened at GARAGE SPINEUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Roland Spineux stepped down as director. NBB
- François Spineux stepped down as director. NBB
- Joséphine Jamart stepped down as director. NBB
- Jeannine Spineux stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 279,317 (▲ 22% vs 2024). filed late Source: NBB ↗
- Roland Spineux became a director. NBB
- Joséphine Jamart became a director. NBB
- Jeannine Spineux became a director. NBB
In short
From € 391,765 profit in 2022 to € 279,317 profit in 2025.
Paid € 474,728 in corporate taxes since 2022.
Best year ever: 2022, with € 391,765 profit.
On average € 86,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Roland Spineux
Director
since 2025 · until 2029
François Spineux
Director
since 2023 · until 2029
Joséphine Jamart
Managing director
since 2025 · until 2029
Jeannine Spineux
Director
Also active at: Caisse Wallonne d'Allocations Familliales Camille, SPINEUX-CONDROZ SA
since 2025 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue de Flémalle-Grande(FLG) 457
4400 Flémalle
Quai du Halage(Flh) 6
4400 Flémalle
Active since 26 December 1996
Quai du Halage(Flh) 6
4400 Flémalle
Active since 4 May 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.187.890
- VAT number
- BE 0428.187.890
- Registered office
- Rue de Flémalle-Grande(FLG) 457, 4400 Flémalle
- Names & denominations
- GARAGE SPINEUX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 1985
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen
Detailhandel in fietsen
Onderhoud en reparatie van auto's
Detailhandel in fietsen in gespecialiseerde winkels
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