Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UMICORE FINANCIAL SERVICES from Brussel, company number BE0428179081, closed financial year 2025 with a result of € 31.2 million after tax. Compared with financial year 2024, the result moved from € 21.7 million to € 31.2 million. Profitable, and profit is growing. The buffer shrank hard: equity is 80 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 92.3 million
▼ 80% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31.2 million
▲ 44% vs 2024
Profit after tax over the fiscal year.
€ 105 million
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 390 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
5
Average over the fiscal year, from the social balance sheet.
€ 811,299
▼ 11% vs 2024
€ 162,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,124
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 billion
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 192,627
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 76 days on average.
€ 260,282
▼ 81% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € 7,052,078 | € 3,110,764 | € 21,689,133 | € 31,223,541 | ▲ 44% |
| Equity | € 450,235,358 | € 450,346,121 | € 451,035,255 | € 92,258,795 | ▼ 80% |
| Total debts | € 1,492,039,157 | € 1,458,602,068 | € 1,985,487,102 | € 1,906,996,353 | ▼ 4% |
| Cash | € 330,861,711 | € 94,160,777 | € 348,725,907 | € 104,988,425 | ▼ 70% |
| Retained profit | € 413,136,108 | € 413,246,872 | € 413,936,005 | € 55,159,546 | ▼ 87% |
| Dividend | € 7,000,000 | € 3,000,000 | € 21,000,000 | € 390,000,000 | ▲ € 369 million |
| Bank debt | € 1,446,610,765 | € 1,408,984,315 | € 1,878,611,858 | € 1,754,054,487 | ▼ 7% |
| Balance sheet total | € 1,942,499,584 | € 1,909,066,755 | € 2,436,632,175 | € 1,999,267,893 | ▼ 18% |
| Employees (FTE) | 4.4 | 5 | 5 | 5 |
Key figures of UMICORE FINANCIAL SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UMICORE FINANCIAL SERVICES?
What happened at UMICORE FINANCIAL SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- WANNES PEFEROEN stepped down as director. NBB
- PIERRE HAUTFENNE stepped down as director. NBB
- BENOIT STEVENS stepped down as director. NBB
- BAUDOUIN CAEYMAEX stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 31.2 million (▲ 44% vs 2024). Source: NBB ↗
- WANNES PEFEROEN became a director. NBB
- PIERRE HAUTFENNE became a director. NBB
- BENOIT STEVENS became a director. NBB
In short
From € 7.1 million profit in 2022 to € 31.2 million profit in 2025.
Paid € 20.8 million in corporate taxes since 2022.
Best year ever: 2025, with € 31.2 million profit.
Paid out € 421 million in dividends to the owners in total.
A new publication or filing at UMICORE FINANCIAL SERVICES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by UMICORE INTERNATIONAL SA (100%) and UMICORE SA (0%).
Directors
According to the 2025 annual accounts
BENOIT STEVENS
Director
since 2024 · until 2027
since 2025 · until 2028
since 2025 · until 2028
since 2024 · until 2027
Shareholders
UMICORE INTERNATIONAL SA
100%
0%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Broekstraat 31
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
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Umicore Battery Materials same network
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.179.081
- VAT number
- BE 0428.179.081
- Registered office
- Broekstraat 31, 1000 Brussel
- Names & denominations
- UMICORE FINANCIAL SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 1986
- Peppol
- Active · Active since 13 Jun 2025
- Activities · NACE
Activiteiten van hoofdkantoren
Coördinatiecentra