Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HABITAT ET AMENAGEMENT from Arlon, company number BE0428144538, closed financial year 2025 with a result of € -107,275 after tax. For that financial year HABITAT ET AMENAGEMENT recorded a gross margin of € -63,459 and equity of € -564,508. Compared with financial year 2024, the result moved from € -96,812 to € -107,275. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ -564,508
▼ € 107,275 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -107,275
▼ 11 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,284
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -716,280.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 24,838
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,919 | € 44,607 | € -59,577 | € -63,459 | ▼ € 3,882 |
| Profit after taxes | € 12,794 | € -33,557 | € -96,812 | € -107,275 | ▼ € 10,463 |
| Equity | € -326,864 | € -360,421 | € -457,233 | € -564,508 | ▼ € 107,275 |
| Total debts | € 2,515,075 | € 2,543,115 | € 2,523,148 | € 2,525,142 | |
| Cash | € 24,655 | € 217,932 | € 123,036 | € 9,284 | ▼ 92% |
| Land & buildings | € 747,114 | € 717,678 | € 688,242 | € 658,807 | ▼ 4% |
| Retained profit | € -478,637 | € -512,194 | € -609,006 | € -716,280 | ▼ € 107,275 |
| Balance sheet total | € 2,188,211 | € 2,182,694 | € 2,065,915 | € 1,960,634 | ▼ 5% |
Key figures of HABITAT ET AMENAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HABITAT ET AMENAGEMENT?
What happened at HABITAT ET AMENAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Fiona SCHINTGEN stepped down as director. NBB
- Léa BEISSEL stepped down as director. NBB
- Géraldine SCHINTGEN stepped down as director. NBB
- Robert SCHINTGEN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 107,275. filed late Source: NBB ↗
- Fiona SCHINTGEN became a director. NBB
- Léa BEISSEL became a director. NBB
- Géraldine SCHINTGEN became a director. NBB
In short
From € 12,794 profit in 2022 to € 107,275 loss in 2025.
Best year ever: 2022, with € 12,794 profit.
A new publication or filing at HABITAT ET AMENAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Fiona SCHINTGEN
Director
Also active at: RS Properties, SOCIETE IMMOBILIERE DE SEYMERICH ARLON CALLEMEYN
since 2021 · until 2027
Léa BEISSEL
Director
Also active at: RS Properties, SOCIETE IMMOBILIERE DE SEYMERICH ARLON CALLEMEYN
since 2021 · until 2027
Géraldine SCHINTGEN
Director
since 2021 · until 2027
Robert SCHINTGEN
Director
Also active at: RS Properties, SOCIETE IMMOBILIERE DE SEYMERICH ARLON CALLEMEYN
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue de Bastogne 16
6700 Arlon
Avenue du 10e-de-Ligne 94
6700 Arlon
Active since 23 December 1985
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.144.538
- VAT number
- BE 0428.144.538
- Registered office
- Rue de Bastogne 16, 6700 Arlon
- Names & denominations
- HABITAT ET AMENAGEMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1985
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwrijp maken van terreinen
Bouwen van individuele huizen
Grondverzet