MIALET is an insurance broker in Ternat. Private Limited, started on 19 February 1985, 3 establishments.

What is the address of MIALET?

The registered office of MIALET is located at Ternatstraat 2, 1742 Ternat.

Is MIALET still active?

Yes. According to the CBE (29 October 2026) MIALET is active, legal situation “Normale toestand”, started on 19 February 1985.

Is MIALET registered on Peppol?

Yes, MIALET is registered on the Peppol network with ID 0208:0428050409.

What is the enterprise number of MIALET?

The enterprise number of MIALET is BE0428050409.

When was MIALET founded?

MIALET was founded on 19 February 1985.

Who are the directors of MIALET?

According to the 2025 annual accounts, the directors of MIALET are: Hans Vincent.

Is MIALET a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 February 1985; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 3 establishments in the CBE.

How much profit did MIALET make in 2025?

MIALET recorded a loss after taxes of € 23,103 in financial year 2025.

What is the revenue of MIALET?

As a small company, MIALET is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 77,539.

MIALET (Private Limited) - Ternat - BE0428050409

Dossier MIALET, printed on 29 October 2026 from databakkes.be/en/0428050409/mialet. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

MIALET from Ternat, company number BE0428050409, closed financial year 2025 with a result of € -23,103 after tax. For that financial year MIALET recorded a gross margin of € 77,539 and equity of € 164,597. Compared with financial year 2024, the result moved from € -27,958 to € -23,103. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 164,597

▼ 12% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -23,103

▲ 17 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 19,887

▼ 87% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 148,484.

People and assets in 2025

Wage cost

€ 40,941

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 6,836

▼ 65% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 119,324

▼ 10% vs 2024

€ 13,166 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 4,539

▲ 151% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 8,053

▲ € 7,790 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -10,462 Gross margin 2022: € -10,462 First fiscal year in the series	€ 3,886 Gross margin 2023: € 3,886 ▲ € 14,348 vs 2022 (€ -10,462) Favourable step	€ 9,715 Gross margin 2024: € 9,715 ▲ 150% vs 2023 (€ 3,886) Favourable step	€ 77,539 Gross margin 2025: € 77,539 ▲ € 67,824 vs 2024 (€ 9,715) Favourable step	▲ € 67,824
Profit after taxes	€ -45,325 Profit after taxes 2022: € -45,325 First fiscal year in the series	€ -29,161 Profit after taxes 2023: € -29,161 ▲ € 16,164 vs 2022 (€ -45,325) Favourable step	€ -27,958 Profit after taxes 2024: € -27,958 ▲ € 1,203 vs 2023 (€ -29,161) Favourable step	€ -23,103 Profit after taxes 2025: € -23,103 ▲ € 4,855 vs 2024 (€ -27,958) Favourable step	▲ € 4,855
Equity	€ 244,819 Equity 2022: € 244,819 First fiscal year in the series	€ 215,658 Equity 2023: € 215,658 ▼ 12% vs 2022 (€ 244,819) Unfavourable step	€ 187,700 Equity 2024: € 187,700 ▼ 13% vs 2023 (€ 215,658) Unfavourable step	€ 164,597 Equity 2025: € 164,597 ▼ 12% vs 2024 (€ 187,700) Unfavourable step	▼ 12%
Total debts	€ 164,304 Total debts 2022: € 164,304 First fiscal year in the series	€ 151,722 Total debts 2023: € 151,722 ▼ 8% vs 2022 (€ 164,304) Favourable step	€ 140,548 Total debts 2024: € 140,548 ▼ 7% vs 2023 (€ 151,722) Favourable step	€ 186,748 Total debts 2025: € 186,748 ▲ 33% vs 2024 (€ 140,548) Unfavourable step	▲ 33%
Cash	€ 176,605 Cash 2022: € 176,605 First fiscal year in the series	€ 156,265 Cash 2023: € 156,265 ▼ 12% vs 2022 (€ 176,605) Unfavourable step	€ 149,086 Cash 2024: € 149,086 ▼ 5% vs 2023 (€ 156,265) Unfavourable step	€ 19,887 Cash 2025: € 19,887 ▼ 87% vs 2024 (€ 149,086) Unfavourable step	▼ 87%
Land & buildings	€ 160,000 Land & buildings 2022: € 160,000 First fiscal year in the series	€ 150,000 Land & buildings 2023: € 150,000 ▼ 6% vs 2022 (€ 160,000) Unchanged	€ 137,479 Land & buildings 2024: € 137,479 ▼ 8% vs 2023 (€ 150,000) Unchanged	€ 127,479 Land & buildings 2025: € 127,479 ▼ 7% vs 2024 (€ 137,479) Unchanged	▼ 7%
Retained profit	€ 228,705 Retained profit 2022: € 228,705 First fiscal year in the series	€ 199,545 Retained profit 2023: € 199,545 ▼ 13% vs 2022 (€ 228,705) Unfavourable step	€ 171,587 Retained profit 2024: € 171,587 ▼ 14% vs 2023 (€ 199,545) Unfavourable step	€ 148,484 Retained profit 2025: € 148,484 ▼ 13% vs 2024 (€ 171,587) Unfavourable step	▼ 13%
Bank debt	€ 160,845 Bank debt 2022: € 160,845 First fiscal year in the series	€ 148,273 Bank debt 2023: € 148,273 ▼ 8% vs 2022 (€ 160,845) Favourable step	€ 132,304 Bank debt 2024: € 132,304 ▼ 11% vs 2023 (€ 148,273) Favourable step	€ 119,324 Bank debt 2025: € 119,324 ▼ 10% vs 2024 (€ 132,304) Favourable step	▼ 10%
Balance sheet total	€ 409,122 Balance sheet total 2022: € 409,122 First fiscal year in the series	€ 367,380 Balance sheet total 2023: € 367,380 ▼ 10% vs 2022 (€ 409,122) Unchanged	€ 328,248 Balance sheet total 2024: € 328,248 ▼ 11% vs 2023 (€ 367,380) Unchanged	€ 351,345 Balance sheet total 2025: € 351,345 ▲ 7% vs 2024 (€ 328,248) Unchanged	▲ 7%

Key figures of MIALET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to MIALET?

What happened at MIALET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: loss of € 23,103. filed late Source: NBB ↗
Feb 28, 2025 New establishment in Halle. KBO
Feb 28, 2025 New establishment in Dilbeek. KBO
Feb 19, 1985 New establishment in Ternat. KBO
Feb 19, 1985 Start of the company according to the CBE. KBO

In short

From € 45,325 loss in 2022 to € 23,103 loss in 2025.

Paid € 989 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

Hans Vincent

MIALET

Behind MIALET is Hans Vincent.

Directors

According to the 2025 annual accounts

Hans Vincent

Manager

Establishments

Establishment units

Physical locations of this company

Registered office

Ternatstraat 2

1742 Ternat

2.370.927.943

Possozplein (Joseph) 3

1500 Halle

Active since 28 February 2025

2.370.928.042

Baron R. de Vironlaan 127

1700 Dilbeek

Active since 28 February 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0428.050.409

VAT number

BE 0428.050.409

Registered office

Ternatstraat 2, 1742 Ternat

Names & denominations

MIALET

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

19 February 1985

Peppol

Active · Active since 24 Nov 2023

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Agenten en makelaars in bankdiensten

Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten

Overige financiële dienstverlening, neg

Computerconsultancy-activiteiten

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

View on CBE Public ↗ Annual accounts (NBB) ↗

MIALET

Warning lights

Financials

What happened to MIALET?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions