Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Bureau de Services Financiers, d' Assurances et d' Administration from Somme-Leuze, company number BE0427983596, closed financial year 2025 with a result of € 9,140 after tax. For that financial year Bureau de Services Financiers, d' Assurances et d' Administration recorded a gross margin of € -7,614 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 5,132 to € 9,140. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 1.2 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,140
▲ 78% vs 2024
Profit after tax over the fiscal year.
€ 2,022
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.2 million.
People and assets in 2025
€ 2,047
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,298
Supplier invoices still open on the last day of the fiscal year.
€ 2,800
▲ 55% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,367 | € -1,191 | € -12,074 | € -7,614 | ▲ € 4,460 |
| Profit after taxes | € 25,485 | € -21,787 | € 5,132 | € 9,140 | ▲ 78% |
| Equity | € 1,196,558 | € 1,174,770 | € 1,179,902 | € 1,189,042 | ▲ 1% |
| Total debts | € 20,895 | € 6,298 | € 8,109 | € 9,097 | ▲ 12% |
| Cash | € 9,213 | € 3,599 | € 3,894 | € 2,022 | ▼ 48% |
| Retained profit | € 1,190,360 | € 1,168,573 | € 1,173,705 | € 1,182,845 | ▲ 1% |
| Balance sheet total | € 1,217,453 | € 1,181,068 | € 1,188,011 | € 1,198,140 | ▲ 1% |
Key figures of Bureau de Services Financiers, d' Assurances et d' Administration, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bureau de Services Financiers, d' Assurances et d' Administration?
What happened at Bureau de Services Financiers, d' Assurances et d' Administration in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,140 (▲ 78% vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,485 profit in 2022 to € 9,140 profit in 2025.
Paid € 34,087 in corporate taxes since 2022.
Best year ever: 2022, with € 25,485 profit.
Management
Behind Bureau de Services Financiers, d' Assurances et d' Administration is Jean-Claude JOIE.
Directors
According to the 2025 annual accounts
Jean-Claude JOIE
Manager
Establishments
Establishment units
Physical locations of this company
Rue de l'Ourgnette, Baillonville 74
5377 Somme-Leuze
Rue Hors-Château 130
4000 Liège
Active since 1 May 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.983.596
- VAT number
- BE 0427.983.596
- Registered office
- Rue de l'Ourgnette, Baillonville 74, 5377 Somme-Leuze
- Names & denominations
- Bureau de Services Financiers, d' Assurances et d' Administration · B.S.F.A.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 1985
- Peppol
- Not registered