Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEFCA from Anzegem, company number BE0427949548, closed financial year 2025 with a result of € -55,997 after tax. For that financial year STEFCA recorded a gross margin of € 77,005 and equity of € 79,259. Compared with financial year 2024, the result moved from € -7,351 to € -55,997. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 13, 2026.
€ 79,259
▼ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,997
▼ 662 % more loss than in 2024
Profit after tax over the fiscal year.
€ 99,903
▲ € 97,609 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9,798.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 12,106
▲ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,591
▲ € 5,141 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,787 | € 42,248 | € 50,774 | € 77,005 | ▲ 52% |
| Profit after taxes | € 97,519 | € -4,026 | € -7,351 | € -55,997 | ▼ € 48,647 |
| Equity | € 146,633 | € 142,607 | € 135,257 | € 79,259 | ▼ 41% |
| Total debts | € 11,564 | € 737,345 | € 737,385 | € 336,771 | ▼ 54% |
| Cash | € 1,027 | € 1,483 | € 2,294 | € 99,903 | ▲ € 97,609 |
| Land & buildings | € 142,170 | € 878,399 | € 863,515 | € 122,894 | ▼ 86% |
| Retained profit | € 57,576 | € 53,550 | € 46,200 | € -9,798 | ▼ € 55,997 |
| Bank debt | € 0 | € 631,407 | € 598,494 | € 0 | ▼ 100% |
| Balance sheet total | € 158,197 | € 879,952 | € 872,642 | € 416,031 | ▼ 52% |
Key figures of STEFCA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEFCA?
What happened at STEFCA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 55,997. Source: NBB ↗
- New establishment in Anzegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 97,519 profit in 2022 to € 55,997 loss in 2025.
Best year ever: 2022, with € 97,519 profit.
Management
Behind STEFCA are Els Martens and Stefaan Deblaere. The same people are also behind DB DISCOUNT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kalkstraat 6
8570 Anzegem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.949.548
- VAT number
- BE 0427.949.548
- Registered office
- Kalkstraat 6, 8570 Anzegem
- Names & denominations
- STEFCA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 October 1985
- Peppol
- Active · Active since 24 Apr 2024
- Activities · NACE
Handel in eigen onroerend goed
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Holdings
Adviesbureaus op het gebied van public relations en communicatie