Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SBM from Stavelot, company number BE0427888378, closed financial year 2025 with a result of € -15,823 after tax. For that financial year SBM recorded a gross margin of € 725 and equity of € -90,334. Compared with financial year 2024, the result moved from € -27,890 to € -15,823. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -90,334
▼ € 15,823 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,823
▲ 43 % less loss than in 2024
Profit after tax over the fiscal year.
€ 44,552
▲ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -340,707.
People and assets in 2025
€ 5,877
▼ 77% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 0
▼ € 886 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -10,052 | € 144,558 | € -6,117 | € 725 | ▲ € 6,842 |
| Profit after taxes | € -23,494 | € 124,698 | € -27,890 | € -15,823 | ▲ € 12,068 |
| Equity | € -171,320 | € -46,621 | € -74,512 | € -90,334 | ▼ € 15,823 |
| Total debts | € 494,008 | € 534,839 | € 472,888 | € 484,341 | ▲ 2% |
| Cash | € 364 | € 5,826 | € 32,333 | € 44,552 | ▲ 38% |
| Land & buildings | € 10,267 | € 10,267 | € 10,267 | € 10,267 | |
| Retained profit | € -421,692 | € -296,994 | € -324,884 | € -340,707 | ▼ € 15,823 |
| Balance sheet total | € 322,688 | € 488,218 | € 398,376 | € 394,007 | ▼ 1% |
Key figures of SBM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SBM?
What happened at SBM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bernadette Mayeres stepped down as director. NBB
- Jean-Luc Deroanne stepped down as director. NBB
- Françoise Deroanne stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 15,823. filed late Source: NBB ↗
- New establishment in Malmedy. KBO
- Bernadette Mayeres became a director. NBB
- Jean-Luc Deroanne became a director. NBB
- Françoise Deroanne became a director. NBB
In short
From € 23,494 loss in 2022 to € 15,823 loss in 2025.
Best year ever: 2023, with € 124,698 profit.
Management
The stake of G.S.B.M. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SBMThe shares are held by G.S.B.M. (26.4%).
Directors
According to the 2025 annual accounts
since 2014 · until 2029
since 1999 · until 2029
Françoise Deroanne
Director
since 1999 · until 2029
Shareholders
26.4%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place du 18 décembre 1944 1
4970 Stavelot
Rue Gustave Dewalque 14
4970 Stavelot
Active since 28 September 1985
Rue Jules Steinbach 4
4960 Malmedy
Active since 5 October 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.888.378
- VAT number
- BE 0427.888.378
- Registered office
- Place du 18 décembre 1944 1, 4970 Stavelot
- Names & denominations
- SBM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 1985
- Peppol
- Active · Active since 30 Oct 2025
- Activities · NACE
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