Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2026 and 2026.
-
Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2026
VERZEKERINGSKANTOOR DE WAEL from Antwerpen, company number BE0427589559, closed financial year 2026 with a result of € -217 after tax. For that financial year VERZEKERINGSKANTOOR DE WAEL recorded a gross margin of € -92 and equity of € 446. Compared with financial year 2026, the result moved from € -617 to € -217. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 446
▼ 33% vs 2026
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -217
▲ 65 % less loss than in 2026
Profit after tax over the fiscal year.
€ 402
▲ 14% vs 2026
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -18,148.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 342
▼ 45% vs 2026
Supplier invoices still open on the last day of the fiscal year.
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| 2024 | 2025 | 2026 | 2026 | Change 2026 → 2026 | |
|---|---|---|---|---|---|
| Revenue | - | € 3,539 | - | - | |
| Gross margin | € -3,484 | € 32,805 | € -617 | € -92 | ▲ € 524 |
| Profit after taxes | € -4,073 | € 32,240 | € -617 | € -217 | ▲ € 399 |
| Equity | € -30,961 | € 1,279 | € 663 | € 446 | ▼ 33% |
| Total debts | € 34,512 | € 5,112 | € 4,729 | € 3,954 | ▼ 16% |
| Cash | € 1,552 | € 851 | € 351 | € 402 | ▲ 14% |
| Retained profit | € -49,554 | € -17,314 | € -17,931 | € -18,148 | ▼ € 217 |
| Balance sheet total | € 3,552 | € 6,392 | € 5,392 | € 4,400 | ▼ 18% |
Key figures of VERZEKERINGSKANTOOR DE WAEL, fiscal years 2024 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 23 April 2028.
What happened to VERZEKERINGSKANTOOR DE WAEL?
What happened at VERZEKERINGSKANTOOR DE WAEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
VERZEKERINGSKANTOOR DE WAEL is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2026: loss of € 617 (▼ € 32,856 vs 2025). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,073 loss in 2024 to € 217 loss in 2026.
Best year ever: 2025, with € 32,240 profit.
A new publication or filing at VERZEKERINGSKANTOOR DE WAEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGSKANTOOR DE WAEL is Herman De Wael.
Directors
According to the 2026 annual accounts
Herman De Wael
Director
Establishments
Establishment units
Physical locations of this company
Toonkunststraat 31 box 7
2610 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.589.559
- VAT number
- BE 0427.589.559
- Registered office
- Toonkunststraat 31 bus 7, 2610 Antwerpen
- Names & denominations
- VERZEKERINGSKANTOOR DE WAEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 1 July 1985
- Peppol
- Not registered