Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2021 and 2022.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2022; threshold 65 %.
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Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2022
OFFICE DU PRET HYPOTHECAIRE DE Belgique from Wavre, company number BE0427563627, closed financial year 2022 with a result of € -9,423 after tax. For that financial year OFFICE DU PRET HYPOTHECAIRE DE Belgique recorded a gross margin of € 23,609 and equity of € 1.9 million. Compared with financial year 2021, the result moved from € -10,947 to € -9,423. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 9, 2023.
€ 1.9 million
▼ 1% vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,423
▲ 14 % less loss than in 2021
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
Debts at end 2022
€ 1.9 million
▼ 2% vs 2021
Loans from banks and other lenders, long and short.
€ 203,512
▼ 48% vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 38,610
▼ 16% vs 2021
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € 15,727 | € 23,609 | ▲ 50% |
| Profit after taxes | € -10,947 | € -9,423 | ▲ € 1,524 |
| Equity | € 1,882,816 | € 1,873,394 | ▼ 1% |
| Total debts | € 2,802,610 | € 2,658,422 | ▼ 5% |
| Cash | € 14,743 | - | |
| Land & buildings | € 1,683,307 | € 1,660,204 | ▼ 1% |
| Retained profit | € 1,178,588 | € 1,169,165 | ▼ 1% |
| Bank debt | € 1,943,266 | € 1,910,870 | ▼ 2% |
| Balance sheet total | € 4,685,426 | € 4,531,816 | ▼ 3% |
Key figures of OFFICE DU PRET HYPOTHECAIRE DE Belgique, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to OFFICE DU PRET HYPOTHECAIRE DE Belgique?
What happened at OFFICE DU PRET HYPOTHECAIRE DE Belgique in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
OFFICE DU PRET HYPOTHECAIRE DE Belgique is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2022: loss of € 9,423. filed late Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Wavre. KBO
- New establishment in Wavre. KBO
- New establishment in Wavre. KBO
- New establishment in Tournai. KBO
- New establishment in Namur. KBO
- New establishment in Wavre. KBO
In short
From € 10,947 loss in 2021 to € 9,423 loss in 2022.
A new publication or filing at OFFICE DU PRET HYPOTHECAIRE DE Belgique? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind OFFICE DU PRET HYPOTHECAIRE DE Belgique is Olivier Degraeve.
Directors
According to the 2022 annual accounts
Olivier Degraeve
Manager
Establishments
Establishment units
Physical locations of this company
Rue Charles Jaumotte 29-31
1300 Wavre
Chaussée de Bruxelles 315a
1410 Waterloo
Active since 1 July 1985
Place du Parc 85
4020 Liège
Active since 1 May 2016
Rue Charles Jaumotte 29
1300 Wavre
Active since 1 May 2016
Rue Charles Jaumotte 29 31
1300 Wavre
Active since 1 May 2016
Rue de Paris(TOU) 11
7500 Tournai
Active since 1 May 2016
Chaussée de Louvain(BU) 426
5004 Namur
Active since 1 May 2016
Rue Charles Jaumotte 31
1300 Wavre
Active since 1 May 2016
Chaussée de Bruxelles 315A
1410 Waterloo
Active since 1 May 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →L' OFFICE DU PRET HYPOTHECAIRE
€ 103,228 gross margin · 2022
GROUPE THIBAULT GROEP
€ -1,851 gross margin · 2025
ODPH HAINAUT
EQUINOXIAL
€ 6,690 gross margin · 2025
YOUKAPI
€ 5,401 gross margin · 2024
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.563.627
- VAT number
- BE 0427.563.627
- Registered office
- Rue Charles Jaumotte 29-31, 1300 Wavre
- Names & denominations
- OFFICE DU PRET HYPOTHECAIRE DE Belgique · ODPH
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 28 June 1985
- Peppol
- Not registered