Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 7.8 to 5.9.
Financials
Financial year 2025
Natuursteen- en Tegelhandel T.V.H. from Peer, company number BE0427551353, closed financial year 2025 with a result of € 22,216 after tax. For that financial year Natuursteen- en Tegelhandel T.V.H. recorded a gross margin of € 505,849 and equity of € 355,973. Compared with financial year 2024, the result moved from € 3,734 to € 22,216. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 355,973
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,216
▲ € 18,481 vs 2024
Profit after tax over the fiscal year.
€ 23,563
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 293,999.
People and assets in 2025
5.9
▼ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 428,732
▼ 4% vs 2024
€ 72,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,436
▼ 58% vs 2024
Of which on lease € 3,854.
Debts at end 2025
€ 370,528
▲ 5% vs 2024
€ 32,630 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 237,071
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46,212
▼ 46% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 555,992 | € 626,710 | € 506,381 | € 505,849 | |
| Profit after taxes | € 13,750 | € 45,389 | € 3,734 | € 22,216 | ▲ € 18,481 |
| Equity | € 284,634 | € 330,023 | € 333,757 | € 355,973 | ▲ 7% |
| Total debts | € 845,896 | € 955,819 | € 755,401 | € 654,089 | ▼ 13% |
| Cash | € 84,430 | € 128,621 | € 88,086 | € 23,563 | ▼ 73% |
| Land & buildings | € 434,799 | € 458,345 | € 447,943 | € 437,540 | ▼ 2% |
| Retained profit | € 222,661 | € 268,049 | € 271,784 | € 293,999 | ▲ 8% |
| Bank debt | € 433,740 | € 417,605 | € 352,309 | € 370,528 | ▲ 5% |
| Balance sheet total | € 1,130,530 | € 1,285,842 | € 1,089,158 | € 1,010,062 | ▼ 7% |
| Employees (FTE) | 7.8 | 7.8 | 7 | 5.9 | ▼ 1.1 |
Key figures of Natuursteen- en Tegelhandel T.V.H., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Natuursteen- en Tegelhandel T.V.H.?
What happened at Natuursteen- en Tegelhandel T.V.H. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Theo Hermans stepped down as director. NBB
- XJH BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 22,216 (▲ € 18,481 vs 2024). Source: NBB ↗
- Theo Hermans became a director. NBB
- XJH BV became a director. NBB
- New establishment in Peer. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,750 profit in 2022 to € 22,216 profit in 2025.
Paid € 42,008 in corporate taxes since 2022.
Best year ever: 2023, with € 45,389 profit.
On average € 85,700 of value added per employee in 2025.
A new publication or filing at Natuursteen- en Tegelhandel T.V.H.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of XJH comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Natuursteen- en Tegelhandel T.V.H.The shares are held by XJH (100%).
Establishments
Establishment units
Physical locations of this company
Steenweg Wijchmaal 29
3990 Peer
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.551.353
- VAT number
- BE 0427.551.353
- Registered office
- Steenweg Wijchmaal 29, 3990 Peer
- Names & denominations
- Natuursteen- en Tegelhandel T.V.H. · T.V.H.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 July 1985
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2
Houwen, bewerken en afwerken van natuursteen
Houwen, bewerken en afwerken van bouw- en siersteen