What does CERAMICO do?

CERAMICO is a commercial agency in Oostkamp. Private Limited, started on 14 June 1985, 1 establishment.

What is the address of CERAMICO?

The registered office of CERAMICO is located at Gaston Roelandtsstraat 16, 8020 Oostkamp.

Is CERAMICO still active?

No. The CBE lists CERAMICO with legal situation “Opening faillissement”. The date of the court ruling is published in the Belgian Official Gazette; the register does not carry it.

Is CERAMICO registered on Peppol?

Yes, CERAMICO is registered on the Peppol network with ID 0208:0427520669.

What is the enterprise number of CERAMICO?

The enterprise number of CERAMICO is BE0427520669.

When was CERAMICO founded?

CERAMICO was founded on 14 June 1985.

Who are the directors of CERAMICO?

According to the 2025 annual accounts, the directors of CERAMICO are: VHB Invest NV.

Is CERAMICO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Opening faillissement according to the CBE, started on 14 June 1985; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did CERAMICO make in 2025?

CERAMICO recorded a loss after taxes of € 17,938 in financial year 2025.

What is the revenue of CERAMICO?

As a small company, CERAMICO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 150,233.

How much does an employee at CERAMICO earn?

The average wage cost per full-time employee at CERAMICO was € 86,400 in 2025: staff costs of € 129,573 for 1.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CERAMICO have?

According to the 2025 annual accounts, CERAMICO has 1.5 full-time equivalents (FTE).

CERAMICO (Private Limited) - Oostkamp - BE0427520669

Dossier CERAMICO, printed on 30 October 2026 from databakkes.be/en/0427520669/ceramico. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Legal situation KBO

Opening faillissement according to the CBE.

Financials

Financial year 2025

CERAMICO from Oostkamp, company number BE0427520669, closed financial year 2025 with a result of € -17,938 after tax. For that financial year CERAMICO recorded a gross margin of € 150,233 and equity of € 286,483. Compared with financial year 2024, the result moved from € -63,007 to € -17,938. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 25, 2025.

What it is worth Healthy

€ 286,483

▼ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -17,938

▲ 72 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 10,688

▼ 63% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -332,109.

People and assets in 2025

Full-time equivalents

1.5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 129,573

▼ 2% vs 2024

€ 86,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 476

▼ 36% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 44 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 699,583

▲ 28% vs 2024

€ 12,500 is repaid this year. At this pace the long-term loan is gone in ≈ 44 years.

Owed to suppliers

€ 185,060

▼ 55% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 25,985

▲ 11% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 157,156 Gross margin 2022: € 157,156 First fiscal year in the series	€ 219,583 Gross margin 2023: € 219,583 ▲ 40% vs 2022 (€ 157,156) Favourable step	€ 99,134 Gross margin 2024: € 99,134 ▼ 55% vs 2023 (€ 219,583) Unfavourable step	€ 150,233 Gross margin 2025: € 150,233 ▲ 52% vs 2024 (€ 99,134) Favourable step	▲ 52%
Profit after taxes	€ -23,823 Profit after taxes 2022: € -23,823 First fiscal year in the series	€ 36,872 Profit after taxes 2023: € 36,872 ▲ € 60,696 vs 2022 (€ -23,823) Favourable step	€ -63,007 Profit after taxes 2024: € -63,007 ▼ € 99,879 vs 2023 (€ 36,872) Unfavourable step	€ -17,938 Profit after taxes 2025: € -17,938 ▲ € 45,069 vs 2024 (€ -63,007) Favourable step	▲ € 45,069
Equity	€ 332,252 Equity 2022: € 332,252 First fiscal year in the series	€ 369,124 Equity 2023: € 369,124 ▲ 11% vs 2022 (€ 332,252) Favourable step	€ 299,717 Equity 2024: € 299,717 ▼ 19% vs 2023 (€ 369,124) Unfavourable step	€ 286,483 Equity 2025: € 286,483 ▼ 4% vs 2024 (€ 299,717) Unfavourable step	▼ 4%
Total debts	€ 1,109,072 Total debts 2022: € 1,109,072 First fiscal year in the series	€ 1,155,084 Total debts 2023: € 1,155,084 ▲ 4% vs 2022 (€ 1,109,072) Unfavourable step	€ 1,115,826 Total debts 2024: € 1,115,826 ▼ 3% vs 2023 (€ 1,155,084) Favourable step	€ 1,025,714 Total debts 2025: € 1,025,714 ▼ 8% vs 2024 (€ 1,115,826) Favourable step	▼ 8%
Cash	€ 29,134 Cash 2022: € 29,134 First fiscal year in the series	€ 32,652 Cash 2023: € 32,652 ▲ 12% vs 2022 (€ 29,134) Favourable step	€ 28,663 Cash 2024: € 28,663 ▼ 12% vs 2023 (€ 32,652) Unfavourable step	€ 10,688 Cash 2025: € 10,688 ▼ 63% vs 2024 (€ 28,663) Unfavourable step	▼ 63%
Retained profit	€ -286,340 Retained profit 2022: € -286,340 First fiscal year in the series	€ -249,468 Retained profit 2023: € -249,468 ▲ € 36,872 vs 2022 (€ -286,340) Favourable step	€ -318,875 Retained profit 2024: € -318,875 ▼ € 69,407 vs 2023 (€ -249,468) Unfavourable step	€ -332,109 Retained profit 2025: € -332,109 ▼ € 13,235 vs 2024 (€ -318,875) Unfavourable step	▼ € 13,235
Bank debt	€ 456,225 Bank debt 2022: € 456,225 First fiscal year in the series	€ 730,483 Bank debt 2023: € 730,483 ▲ 60% vs 2022 (€ 456,225) Unfavourable step	€ 546,407 Bank debt 2024: € 546,407 ▼ 25% vs 2023 (€ 730,483) Favourable step	€ 699,583 Bank debt 2025: € 699,583 ▲ 28% vs 2024 (€ 546,407) Unfavourable step	▲ 28%
Balance sheet total	€ 1,441,324 Balance sheet total 2022: € 1,441,324 First fiscal year in the series	€ 1,524,208 Balance sheet total 2023: € 1,524,208 ▲ 6% vs 2022 (€ 1,441,324) Unchanged	€ 1,415,543 Balance sheet total 2024: € 1,415,543 ▼ 7% vs 2023 (€ 1,524,208) Unchanged	€ 1,312,197 Balance sheet total 2025: € 1,312,197 ▼ 7% vs 2024 (€ 1,415,543) Unchanged	▼ 7%
Employees (FTE)	2.6 Employees (FTE) 2022: 2.6 First fiscal year in the series	2 Employees (FTE) 2023: 2 ▼ 0.6 vs 2022 (2.6) Unchanged	1.5 Employees (FTE) 2024: 1.5 ▼ 0.5 vs 2023 (2) Unchanged	1.5 Employees (FTE) 2025: 1.5 Unchanged (1.5) Unchanged

Key figures of CERAMICO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.

What happened to CERAMICO?

What happened at CERAMICO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

CERAMICO is active according to the CBE. Legal situation: Opening faillissement.

Oct 25, 2025 New annual accounts for financial year 2025: loss of € 17,938. Source: NBB ↗
Jul 1, 1985 New establishment in Oostkamp. KBO
Jun 14, 1985 Start of the company according to the CBE. KBO

In short

From € 23,823 loss in 2022 to € 17,938 loss in 2025.

Paid € 1,522 in corporate taxes since 2022.

Best year ever: 2023, with € 36,872 profit.

On average € 100,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

VHB INVEST Comm. VA 99.6%

Fabrice Rogiers 0.4%

CERAMICO

Behind CERAMICO is VHB Invest NV. The shares are held by VHB INVEST Comm. VA (99.6%) and Fabrice Rogiers (0.4%).

Directors

According to the 2025 annual accounts

VHB Invest NV

Director · represented by Fabrice Rogiers

Also active at: CERASTONE, stone consulting

Shareholders

VHB INVEST Comm. VA

99.6%

Fabrice Rogiers

0.4%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Gaston Roelandtsstraat 16

8020 Oostkamp

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

stone consulting same network

€ -83,926 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0427.520.669

VAT number

BE 0427.520.669

Registered office

Gaston Roelandtsstraat 16, 8020 Oostkamp

Names & denominations

CERAMICO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Opening faillissement

Start date

14 June 1985

Peppol

Active · Active since 14 Dec 2025

Activities · NACE

Handelsbemiddeling in de groothandel in hout en bouwmaterialen

Handelsbemiddeling in hout en bouwmaterialen

Algemene bouw van residentiële gebouwen

Ontwikkeling van residentiële bouwprojecten

Bouwen van individuele huizen

Projectontwikkeling voor woningbouw

View on CBE Public ↗ Annual accounts (NBB) ↗

CERAMICO

Warning lights

Financials

What happened to CERAMICO?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions