Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
POINT-VIRGULE from Brussel, company number BE0427466132, closed financial year 2025 with a result of € 23,303 after tax. For that financial year POINT-VIRGULE recorded a gross margin of € 196,276 and equity of € 62,524. Compared with financial year 2024, the result moved from € 41,714 to € 23,303. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 62,524
▲ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,303
▼ 44% vs 2024
Profit after tax over the fiscal year.
€ 20,008
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 524.
People and assets in 2025
€ 65,327
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▼ 4% vs 2024
€ 137,121 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 77,098
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,814
▲ 177% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 207,141 | € 219,312 | € 208,986 | € 196,276 | ▼ 6% |
| Profit after taxes | € 40,548 | € 61,858 | € 41,714 | € 23,303 | ▼ 44% |
| Equity | € -64,350 | € -2,492 | € 39,222 | € 62,524 | ▲ 59% |
| Total debts | € 2,919,340 | € 2,770,464 | € 2,725,063 | € 2,594,223 | ▼ 5% |
| Cash | € 20,073 | € 41,308 | € 50,794 | € 20,008 | ▼ 61% |
| Land & buildings | € 2,789,441 | € 2,680,163 | € 2,653,642 | € 2,466,934 | ▼ 7% |
| Retained profit | € -126,350 | € -64,492 | € -22,778 | € 524 | ▲ € 23,303 |
| Bank debt | € 2,183,552 | € 2,055,698 | € 1,986,567 | € 1,911,848 | ▼ 4% |
| Balance sheet total | € 2,854,990 | € 2,767,972 | € 2,764,284 | € 2,656,747 | ▼ 4% |
Key figures of POINT-VIRGULE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to POINT-VIRGULE?
What happened at POINT-VIRGULE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 23,303 (▼ 44% vs 2024). filed late Source: NBB ↗
- Claude MAUREN stepped down as director. NBB
- Philomène MODRZEWSKI stepped down as director. NBB
- Claude MAUREN became a director. NBB
- Philomène MODRZEWSKI became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,548 profit in 2022 to € 23,303 profit in 2025.
Paid € 16,683 in corporate taxes since 2022.
Best year ever: 2023, with € 61,858 profit.
A new publication or filing at POINT-VIRGULE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2022 · until 2026
Philomène MODRZEWSKI
Administratrice
since 2022 · until 2026
Establishments
Establishment units
Physical locations of this company
Wolstraat 19 box 1
1000 Brussel
Wolstraat 19
1000 Brussel
Active since 1 August 1985
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.466.132
- VAT number
- BE 0427.466.132
- Registered office
- Wolstraat 19 bus 1, 1000 Brussel
- Names & denominations
- POINT-VIRGULE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 1985
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Groothandel in kleding, met uitzondering van werk- en onderkleding
Groothandel in kleding, kledingtoebehoren en bontartikelen
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)