Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Immo-Sterem from Gent, company number BE0427183050, closed financial year 2025 with a result of € -15,820 after tax. For that financial year Immo-Sterem recorded a gross margin of € 3,239 and equity of € 6,414. Compared with financial year 2024, the result moved from € -14,291 to € -15,820. The company made a loss. The buffer shrank hard: equity is 71 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 6,414
▼ 71% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,820
▼ 11 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,857
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -81,545.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,757
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,417 | € 2,100 | € 4,327 | € 3,239 | ▼ 25% |
| Profit after taxes | € -9,687 | € -16,565 | € -14,291 | € -15,820 | ▼ € 1,529 |
| Equity | € 53,090 | € 36,525 | € 22,234 | € 6,414 | ▼ 71% |
| Total debts | € 174,880 | € 178,458 | € 180,703 | € 183,983 | ▲ 2% |
| Cash | € 131 | € 1,297 | € 3,310 | € 4,857 | ▲ 47% |
| Land & buildings | € 227,894 | € 213,588 | € 199,493 | € 185,442 | ▼ 7% |
| Retained profit | € -34,869 | € -51,434 | € -65,725 | € -81,545 | ▼ € 15,820 |
| Bank debt | € 9 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 228,159 | € 214,982 | € 202,937 | € 190,397 | ▼ 6% |
Key figures of Immo-Sterem, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo-Sterem?
What happened at Immo-Sterem in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,820. filed late Source: NBB ↗
- Bertilia REMERIE became a director. NBB
- Isabel STEIJAERT became a director. NBB
- Manuel STEIJAERT became a director. NBB
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,687 loss in 2022 to € 15,820 loss in 2025.
Management
Behind Immo-Sterem are Bertilia REMERIE, Isabel STEIJAERT and Manuel STEIJAERT.
Directors
According to the 2025 annual accounts
Bertilia REMERIE
Director
since 2024
Isabel STEIJAERT
Director
since 2024
Manuel STEIJAERT
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Foreestelaan 36
9000 Gent
Chaletstraat 13
8400 Oostende
Active since 18 September 1984
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.183.050
- VAT number
- BE 0427.183.050
- Registered office
- Foreestelaan 36, 9000 Gent
- Names & denominations
- Immo-Sterem
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 1984
- Peppol
- Not registered