Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIDOVA from Gistel, company number BE0427140191, closed financial year 2025 with a result of € -24,560 after tax. For that financial year FIDOVA recorded a gross margin of € 35,272 and equity of € 363,168. Compared with financial year 2024, the result moved from € -2,831 to € -24,560. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 363,168
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,560
▼ 768 % more loss than in 2024
Profit after tax over the fiscal year.
€ 16,041
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 300,168.
People and assets in 2025
€ 45,818
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 573,851
▲ 163% vs 2024
€ 28,296 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 3,348
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,062
▼ 50% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,494 | € 39,435 | € 35,534 | € 35,272 | ▼ 1% |
| Profit after taxes | € -26,578 | € -57,454 | € -2,831 | € -24,560 | ▼ € 21,729 |
| Equity | € 448,012 | € 390,558 | € 387,728 | € 363,168 | ▼ 6% |
| Total debts | € 462,994 | € 430,461 | € 441,187 | € 806,490 | ▲ 83% |
| Cash | € 12,870 | € 566,243 | € 55,327 | € 16,041 | ▼ 71% |
| Land & buildings | € 802,776 | € 184,507 | € 222,406 | € 691,078 | ▲ 211% |
| Retained profit | € 385,012 | € 327,558 | € 324,728 | € 300,168 | ▼ 8% |
| Bank debt | € 245,095 | € 231,711 | € 218,047 | € 573,851 | ▲ 163% |
| Balance sheet total | € 950,504 | € 827,954 | € 835,597 | € 1,176,089 | ▲ 41% |
Key figures of FIDOVA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIDOVA?
What happened at FIDOVA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stefanie Donies stepped down as director. NBB
- Gunther Vanoverschelde stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 24,560. Source: NBB ↗
- Stefanie Donies became a director. NBB
- Gunther Vanoverschelde became a director. NBB
- New establishment in Gistel. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,578 loss in 2022 to € 24,560 loss in 2025.
Paid € 8,075 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
Stefanie Donies
Managing director
since 2023 · until 2029
Gunther Vanoverschelde
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Nieuwlandstraat 12
8470 Gistel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.140.191
- VAT number
- BE 0427.140.191
- Registered office
- Nieuwlandstraat 12, 8470 Gistel
- Names & denominations
- FIDOVA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 April 1985
- Peppol
- Active · Active since 8 Jan 2025
- Activities · NACE
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