Active · per the CBE, 15 September 2026

CARDESCO

BE0427106044

Rechtspersoon Private limited company 1 establishment

CARDESCO is a specialised building contractor in Sint-Martens-Latem. Private Limited, started on 30 March 1985, 1 establishment.

Antoon De Pesseroeylaan 46, 9831 Sint-Martens-Latem

Behind the company: MATAND BV, Eric De Swaef.

Active for

41 year, 5 months

Financials

Financial year 2025

CARDESCO from Sint-Martens-Latem, company number BE0427106044, closed financial year 2025 with a result of € -49,367 after tax. For that financial year CARDESCO recorded a gross margin of € -19,182 and equity of € 143,020. Compared with financial year 2024, the result moved from € 18,686 to € -49,367. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 143,020

▼ 26% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -49,367

▼ still € 18,686 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 140,409

▼ 23% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 104,020.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt

€ 3,373

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 50,368

▲ 16% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 4,000

Taxes, VAT and social contributions still to pay.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 40,923 € 20,703 € 33,601 € -19,182 ▼ € 52,783
Profit after taxes € 26,636 € 4,955 € 18,686 € -49,367 ▼ € 68,053
Equity € 168,746 € 173,701 € 192,387 € 143,020 ▼ 26%
Total debts € 43,892 € 74,450 € 59,532 € 76,064 ▲ 28%
Cash € 128,827 € 168,418 € 181,598 € 140,409 ▼ 23%
Retained profit € 129,746 € 134,701 € 153,387 € 104,020 ▼ 32%
Bank debt € 3,343 € 3,175 € 3,385 € 3,373
Balance sheet total € 212,638 € 248,151 € 251,919 € 219,085 ▼ 13%

Key figures of CARDESCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CARDESCO?

What happened at CARDESCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 49,367 (▼ € 68,053 vs 2024). filed late Source: NBB ↗
  • New establishment in Sint-Martens-Latem. KBO
  • Start of the company according to the CBE. KBO

In short

From € 26,636 profit in 2022 to € 49,367 loss in 2025.

Paid € 26,370 in corporate taxes since 2022.

Best year ever: 2022, with € 26,636 profit.

Original PDFs at the National Bank ↗

A new publication or filing at CARDESCO? We notify you, reason included.

Follow CARDESCO

Databakkes Pro

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

  1. Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
  2. We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
  3. In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Yes, I want that
See what a followed company gets: the De Lijn dossier

Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.

My folder 3 companies
  • De Lijn 8 June 2026 New annual account 2025

    filed on 8 June 2026

    What was left

    € 20 k ▼ 91%

    Money in the bank

    € 178 k ▼ 98%

    Open the dossier →

  • NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
  • bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Real filings at the National Bank

Management

MATAND BV Eric De Swaef
STROGIMMO
CARDESCO
ASDEMO

Behind CARDESCO are MATAND BV and Eric De Swaef. MATAND BV is also behind STROGIMMO. Eric De Swaef is also behind ASDEMO.

See the full network in the app

Directors

According to the 2025 annual accounts

MATAND BV

Director · represented by Carlos Rogiest

Also active at: STROGIMMO

Eric De Swaef

Director

Also active at: ASDEMO

Establishments

Establishment units

Physical locations of this company

Registered office

Antoon De Pesseroeylaan 46

9831 Sint-Martens-Latem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

STROGIMMO same network

€ 80,946 gross margin · 2025

ASDEMO same network

€ 396,906 gross margin · 2025

Matand same network

€ 87,207 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0427.106.044
VAT number
BE 0427.106.044
Registered office
Antoon De Pesseroeylaan 46, 9831 Sint-Martens-Latem
Names & denominations
CARDESCO
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
30 March 1985
Peppol
Active · Active since 4 Dec 2025
Activities · NACE

Overige werkzaamheden in verband met de afwerking van gebouwen

Algemene bouw van andere niet-residentiële gebouwen

Algemene bouw van residentiële gebouwen

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What does CARDESCO do?
CARDESCO is a specialised building contractor in Sint-Martens-Latem. Private Limited, started on 30 March 1985, 1 establishment.
What is the address of CARDESCO?
The registered office of CARDESCO is located at Antoon De Pesseroeylaan 46, 9831 Sint-Martens-Latem.
Is CARDESCO still active?
Yes. According to the CBE (15 September 2026) CARDESCO is active, legal situation “Normale toestand”, started on 30 March 1985.
Is CARDESCO registered on Peppol?
Yes, CARDESCO is registered on the Peppol network with ID 0208:0427106044.
What is the enterprise number of CARDESCO?
The enterprise number of CARDESCO is BE0427106044.
When was CARDESCO founded?
CARDESCO was founded on 30 March 1985.