Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOVIM from Waregem, company number BE0427097433, closed financial year 2025 with a result of € 162,440 after tax. For that financial year JOVIM recorded a gross margin of € 281,654 and equity of € 624,599. Compared with financial year 2024, the result moved from € -97,817 to € 162,440. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 624,599
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 162,440
▲ still € 97,817 loss in 2024
Profit after tax over the fiscal year.
€ 11,069
▲ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -524,782.
People and assets in 2025
€ 35,874
▲ 239% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 400,000
▼ 44% vs 2024
Loans from banks and other lenders, long and short.
€ 40,647
▲ € 31,073 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 85,588 | € 100,931 | € 109,135 | € 281,654 | ▲ 158% |
| Profit after taxes | € -4,228 | € -5,042 | € -97,817 | € 162,440 | ▲ € 260,257 |
| Equity | € -78,032 | € -83,074 | € 586,755 | € 624,599 | ▲ 6% |
| Total debts | € 1,482,550 | € 1,480,531 | € 1,390,364 | € 1,407,948 | ▲ 1% |
| Cash | € 13,404 | € 7,314 | € 7,700 | € 11,069 | ▲ 44% |
| Land & buildings | € 1,233,451 | € 1,197,943 | € 1,725,416 | € 1,326,817 | ▼ 23% |
| Retained profit | € -584,362 | € -589,405 | € -687,222 | € -524,782 | ▲ € 162,440 |
| Bank debt | € 715,000 | € 615,000 | € 715,000 | € 400,000 | ▼ 44% |
| Balance sheet total | € 1,404,519 | € 1,397,457 | € 1,977,119 | € 2,032,547 | ▲ 3% |
Key figures of JOVIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOVIM?
What happened at JOVIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 162,440. Source: NBB ↗
- New establishment in Waregem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,228 loss in 2022 to € 162,440 profit in 2025.
Paid € 5,801 in corporate taxes since 2022.
Best year ever: 2025, with € 162,440 profit.
Management
Behind JOVIM is Johan Delmulle. Johan Delmulle is also behind Bernalith, W-Advocaten, ARE and KUB.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Stationsstraat 155
8790 Waregem
Stationsstraat 89
8790 Waregem
Active since 6 March 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.097.433
- VAT number
- BE 0427.097.433
- Registered office
- Stationsstraat 155, 8790 Waregem
- Names & denominations
- JOVIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 1985
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige rechtskundige dienstverlening